affordability

Why you really don’t want a 50 year mortgage

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A 50 year mortgage promises affordability, but won’t deliver what it promises, and will make costs higher for everyone. … Read More

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Why everything today is more unaffordable

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If you think people today are finding that homes, cars, and student loans are unaffordable, well, you’re right. Have you ever watched Company Man on YouTube? His videos take a look at businesses, primarily restaurants, and talks about how they … Read More … Read More

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How to know if a large purchase is affordable

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People often think only of the per-month cost when determining what they can afford, but that can be an expensive mistake. Can you afford it? It’s a simple question on its face, but the more you dig into it, the … Read More … Read More

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You are no longer allowed to say you didn’t know your college degree wouldn’t pay off

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  College tuition in the US rises somewhere in the vicinity of 7% a year. Wage inflation rises between 1%-4%, depending on the source you consult and how good a year we’re having. This is clearly, mathematically unsustainable. You don’t … Read More … Read More

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