Last year, I spent an entire month spending only cash. My review at the time was that it was a giant pain in the neck, but it nevertheless (somehow) saved me hundreds of dollars. Since then, I’ve gone back … Read More … Read More
A few weeks ago, I wrote about the Priceless Surprises promotion, a way to earn hotel points and other prizes. This promotion was sponsored by MasterCard, which presumably had a vested interest in getting you to use one of … Read More … Read More
My intuition isn’t always correct, and I enjoy being confronted with facts that don’t back up my assertions. And this post is one of those situations. Sort of. So let’s talk about funding your Roth IRA, and assume you … Read More … Read More
My high school algebra teacher always had some sagacious advice for our class. “Open the door before you walk through it.” That sort of thing. This always elicited a laugh from us, which I suppose was the point. Though … Read More … Read More
Starbucks is changing its rewards program to reward those who spend more, rather than those who just go often. But the catch (and the deal-breaker for me) is that you have to pay using their reloadable Starbucks Card. Under … Read More … Read More
Just because a loyalty program is offered doesn’t mean that it’s a good idea to get involved. For example, I don’t recommend joining car rental loyalty programs. And one program I’ve looked at for a while but never liked … Read More … Read More
I’ve already told you how to haggle unsuccessfully. In short: Covet something unique Want it more than the salesperson Not be able to walk away Have nothing with which to bargain Having learned from my mistakes though, I was … Read More … Read More
I hate haggling. It’s way too stressful. I hate having to disappoint people, and I worry about insulting them. Also, I always wonder if I’m getting ripped off. To be honest, I have no idea how much things really … Read More … Read More
Recently, I made the bold claim that those who have debt aren’t ready to start saving for retirement. I added some relaxing caveats, but I really wanted to put them in an order. Debt first, investing later. I don’t … Read More … Read More
An emergency fund, as I’ve talked about before, is a fundamental part of any sound financial life. You want to get to the point where you could live for six months on what you have socked away. (Retirement accounts … Read More … Read More
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