Radical Finances

Sheep

Here are 4 reasons to lease a car

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So your car is dying, and you have decided that you need a new one. You’ve looked at buying used, you’ve looked at buying new, and then you’ve also thought of leasing. Is leasing right for you? … Read More

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Red and purple

When savings rates change, is it time to switch banks?

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So we all now know to not keep our savings in a big bank, or other entity that clearly doesn’t care about keeping your business. But what if you’ve already done this? What if you have your savings accounts in … Read More … Read More

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Frankfurt skyline

Why you don’t want a savings account at a big bank

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I talk about investments a lot, but there there’s a lot more to saving money than investing. Investments are “illiquid”, meaning you can’t just get at the money if you decide you want it. There are tax and penalty consequences … Read More … Read More

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Wine glass pour

If you won’t keep a budget, here are other things you can do

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I believe that keeping a daily log of your purchases is the single most effective action you can take today to change your financial situation. Just knowing what it is that you are currently doing can help you be more … Read More … Read More

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6 reasons why you could benefit from a financial coach

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Financial coaching will benefit you, no matter where you are in your financial journey. Here’s why coaching is for everyone. Let’s be honest, you could use a little help. Given our current economy, there’s a good chance you’re working hard … Read More

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Fancy cars

When is it time to buy a new car?

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Never. Okay okay, I’ll resist the easy joke. Is there a case for buying a new car? Sure there is. There just isn’t much of one. And it probably doesn’t apply to you. … Read More

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Tow truck

When is it time to buy your next car?

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Everyone seems to drive a nicer car than you. They’re all newer than yours too. Cars are such an extension of our selves in this auto-obsessed country of ours, which is unfortunate, because cars often have an inverse effect on … Read More … Read More

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Look sign

Start checking your investments!

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When I started at my last job, I signed up for the 401(k). (A 401(k) is one of the most lucrative ways that you can invest in a tax-advantaged way with scale.) I picked some investments, a reasonably diversified set … Read More … Read More

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Brake lights

Stop checking your investments!

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I own a home, but I don’t think of it as an investment. I know many people do, and with the crazy housing market that exists in some places (including, let’s be honest, my own city), it’s understandable. But as far … Read More … Read More

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Elevators

Why not just increase your income?

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I believe that the single most important task you can perform to increase the amount of money you have is by tracking and optimizing your expenses. The most common counter-suggestion is, “why not just increase your income?” As in, instead … Read More … Read More

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