Decisions

Why it’s better to be a volunteer than an attendee

  Within a space of two weeks, I have volunteered at two events: World Domination Summit and Northwest String Summit. (Interesting coincidence how both events happen to use the word “Summit” in their title.) The two events couldn’t be more different: … Read MoreRead More

Is the Starbucks Rewards program a good deal?

  Starbucks is one of those chains that people love to hate. Some may scoff entirely, preferring (arguably better) local coffee shops, while others go there five times a week minimum. Sometimes people complain about Starbucks while in line for … Read MoreRead More

Is it worth it to purchase lounge access?

  As mentioned in the discussion of my failed attempt at extending my airline lounge access, I had purchased lounge access for a year, and had enjoyed the experience. But I balked at renewing my membership. It just seemed like … Read MoreRead More

Why I don’t care about rental car loyalty

  I’ve been renting cars for years. Some people are often surprised to know that I rented my first car at the age of 20, five years before the supposed “lowest” age of 25 (and even lower than the “lower … Read MoreRead More

What else could you keep track of?

  One of the quickest ways to get control of your finances is to keep track of your expenses. It is both the simplest task (requiring a pen and paper, alternately a text file on your phone or laptop) and … Read MoreRead More

How to determine the ethics of a situation

  I’m no ethicist. Or rather, I’m no different in my qualifications than anyone else to make these kind of judgments. Chuck Klosterman, who at some point while I wasn’t looking became the writer of the New York Times The … Read MoreRead More

Is it possible to be an ethical investor?

  “Vote with your wallet.” “Put your money where your mouth is.” Where we spend our money matters. I’m assuming that there are certain companies that do not align with your personal ethical code, so you would not want to … Read MoreRead More

How (and why) to avoid taxis when traveling

  I have a few informal rules when traveling. One of them is to never take a taxi. Taxis, to me, equate with a kind of failure. Harsh? Perhaps. But it’s nothing personal, I just see it as a personal … Read MoreRead More

How to plan for Social Security

  Here in the US, we actually do have a small safety net for the elderly and disabled. It’s called Social Security (technically called “Old-age, Survivors, and Disability Insurance” or OASDI) The idea is that when you reach a certain … Read MoreRead More

How to live without a smartphone

I’ve talked before about how I’m a great fan of the dumbphone, that is, a mobile phone without internet/web capabilities. I’ve never owned a smartphone, in fact, and don’t plan to get one, at least as long as I can … Read MoreRead More