If there’s anything I know a lot about, it’s that there are so many ways that we are enticed to spend money. I know how advertising works. You are shown something that makes you feel like you want/need some thing or … Read More … Read More
Decisions
Fortune favors the diligent
You’ll never believe what we can do to reduce the prevalence of clickbait and fake news
If you’re anything like me, you’re horrified by the revelation that we’re living in a “post-fact world“, where being truthful seems to not matter as much as the emotional appeal. I’m not on Facebook (thank heavens, now more than ever), … Read More … Read More
Should you get a loan to pay off your debt?
Paying off debt is hard. It can feel like you’re not even making progress. Sometimes this is actually true. If you make minimum payments on your credit cards, you’re basically never going to pay anything off. And if you’ve got … Read More … Read More
Why I’m thinking about getting life insurance (before I need it)
Life insurance is the teeth-flossing of financial products. It’s something you know you need to deal with, but you really don’t want to. Luckily, unlike flossing, there are those who don’t really need it. The question about life insurance is … Read More … Read More
The time I almost thought that Amazon Prime was a good deal for me
I’ve talked about Amazon Prime before. My general take is that it’s probably not worth it, unless you would be paying for the music/movie streaming service, or buy a lot of stuff from Amazon. Amazon really really really wants you … Read More … Read More
Why standard hotel stays can be better than aspirational hotel stays
How I redeemed my points from the Priceless Surprises promotion
Earlier this year, I talked about the Priceless Surprises promotion. Put on by Mastercard and IHG, the company behind Holiday Inn and a bunch of other brands, this sweepstakes was ostensibly about staying at lots of hotels, but had a … Read More … Read More
How to pay for non-emergencies
We know what an emergency is. It’s an incident that is both unexpected, urgent, and unavoidable (and unfortunate). When you have an emergency, you use money from your emergency fund. (And if you have debt, here’s how you can still … Read More … Read More
How to know when something is really an emergency
I’ve talked a lot about emergencies, those unfortunate aspects of life that you have to deal with sometimes, ones that often require a monetary outlay (dipping into your emergency fund, if you have one). I’ve made comments as to things … Read More … Read More