Decisions

Gems

Year in review 2018: My top 10 favorite posts

Happy end of the year! It’s that time when I take a little bit of time off from my standard posting schedule and instead have a recap of the best posts of the year, as determined in two ways: the … Read More

Calendar card

If you don’t want to do it now, schedule a time to do it later

I think a lot about resistance. There is so much that we know we should be doing and figuring out, so many important conversations that we need to have…and we really really really don’t want to do any of it. … Read MoreRead More

Old United truck

I let my United miles expire. Should I buy them back?

Somewhere, someone at United Airlines is smiling. Frequent flyer mile expiration is an easy way for an airline to make more money. It’s a “currency” that the airline owns. They control how you use it, and if you don’t keep … Read MoreRead More

Bond camera shot

Why not avoid bonds too?

Last time, I talked about my (thankfully?) fruitless attempt to buy tax liens as an alternative investment vehicle. I was initially attracted by the promise of high returns, but ultimately left feeling like what I was trying to do was—if … Read MoreRead More

Leaning tree

Tax liens, or that time I tried to profit from other people’s debt

Right after college, I started taking an interest in investing. At the time, I worked with someone who was similarly interested. We’ll call him Ivan (not his real name). Ivan was the person who introduced me to Rich Dad Poor Dad. … Read MoreRead More

Cliff and view

Keep striving

I had a topic in mind for this post. But right before I started typing, I stopped, because it didn’t feel as important (or as urgent). So, instead, consider the forthcoming a kind of mantra, or, if that seems too … Read MoreRead More

Vote. Without fear (if you can).

I’m terribly sorry, but I need to interrupt this regularly scheduled blog post to remind you that you need to vote. (This post is centered on a U.S. audience because Election Day is the day after this post goes live. … Read MoreRead More

Man working out

How companies make money from you forgetting

I recently logged in to view may checking account balance. While there, I noticed a $19.99 purchase from the site Daily Burn. I sighed. This was the second time this month that I had received a recurring charge from a … Read MoreRead More

Rocks balanced

Which would you choose: FSA or HSA?

Not long after I figured out that I would pass the HSA testing period, I received an interesting and oblique note from my HR department. Paraphrasing here, it said that in the new year they would be evaluating the current … Read MoreRead More

Coinstar is for wimps. Count your own change.

Okay cadets, get in formation! We’ve got work to do. Fallllll in! Graaaaaab rolls! Coooooount coins! Sorry, I was just having fun for a change. (Sorry about that too.) … Read More