Awareness

Sarasota dawn

Calculate the opportunity cost

Opportunity cost can be defined as “the value of the choice of a best alternative lost while making a decision.” Or, more colloquially, it’s “what you could have done if you had chosen differently.” I’ve talked before that one should consider … Read MoreRead More

Horsemen

The two unsung horsemen of accomplishment

We all know what we need to do. But a lot of the time, we just don’t do it. Some of the reasons are well-trodden and known. We’re all busy, we’re all stressed, we’re all tired. There’s not much that … Read MoreRead More

Vishu Kani

Year in review 2016: Your top 10 favorite posts

I wrote about my favorite posts for this year. But what about yours? Just like I did in 2015, 2014, and 2013, I ran a report and came up with the ten most-read posts for this year. … Read More

Year in review 2016: My top 10 favorite posts

What a year it’s been. This site has now been humming along for over four years now. As I continue to post twice per week, that means that there are over a hundred posts on this site over the past … Read MoreRead More

Rebate sign

Fortune favors the diligent

Recently, I was at one of my favorite pizza places in town (try the vegan ranch, seriously!). I dug out a filled-out punch card and so got one of the slices for free. I then paid for the remaining balance … Read MoreRead More

Reading the paper

You’ll never believe what we can do to reduce the prevalence of clickbait and fake news

If you’re anything like me, you’re horrified by the revelation that we’re living in a “post-fact world“,  where being truthful seems to not matter as much as the emotional appeal. I’m not on Facebook (thank heavens, now more than ever), … Read MoreRead More

Energizer Bunny

How to move forward when you feel like the world is going to end

On a Tuesday morning in September, a little over 15 years ago, I was waking up for work. At the time, my alarm was set to play classic rock radio (I believe it was 94.1 WYSP). While I usually woke … Read MoreRead More

Old Voting Machine

What David Foster Wallace taught me about voting

Tomorrow is Election Day in the U.S. This site was launched a few days after the previous presidential election in 2012, so this is the first presidential election under this site’s watch! I know that elections happen all the time … Read MoreRead More

Pinwheels

Here’s when we really want to be celebrating National Save For Retirement Week

I logged in to my Vanguard account earlier this week, and found this admonition: I must confess, I didn’t know about this celebration week. For this I can only apologize, although to be fair there are plenty of celebration days, … Read MoreRead More

Mountain Climbing

The resolve of the mountain climber, or how to deal with financial overwhelm

I think of building wealth and becoming financially secure as a process not unlike climbing a mountain. It’s a big one, and it’s hard going, and it involves a lot of successes and setbacks along the way. The top of … Read MoreRead More