Awareness

Tissue box

To your good health

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I talk a lot (endlessly, some might say) about how to change your habits and make massive changes in your life, specifically with money. Being wealthy isn’t about making a ton of money (ask any NFL star who filed for … Read More … Read More

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Ladder

Is fear of losing money (or love) the only thing you’ve gained?

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We all have started out with some level of privilege. Whether it’s the privilege of being born in a middle class home, being born tall or extremely good looking, or even just being born in a country where water was … Read More … Read More

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Mattress pattern

How financial products are like mattresses

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I wanted to come up with a good analogy of why a fiduciary duty is such an important regulation to have in place in our society. And it made me think of mattresses. … Read More

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Stack of papers

The meaning of “fiduciary”, or why others looking out for you is controversial

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A “fiduciary” is a person or organization that is required to act in the best interest of another. I believe that everyone should be required to act in this way. If I’m going to work with anyone or anything in the … Read More … Read More

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Barbed wire

Why there is almost nothing redeeming about Uber

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So okay, maybe I don’t hate taxis so much anymore. I get their place in our society. When your time is worth more than your money, a taxi can make sense. But while I’ve softened my stance on taxis (even … Read More … Read More

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In (surprising) defense of taxis

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I’m writing this the night before I take off on a short trip, my first of the new year. The flight leaves at 7AM. I have Pre-Check (because of NEXUS) so I don’t need to get there all that much … Read More … Read More

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Sarasota dawn

Calculate the opportunity cost

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Opportunity cost can be defined as “the value of the choice of a best alternative lost while making a decision.” Or, more colloquially, it’s “what you could have done if you had chosen differently.” I’ve talked before that one should consider … Read More … Read More

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Horsemen

The two unsung horsemen of accomplishment

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We all know what we need to do. But a lot of the time, we just don’t do it. Some of the reasons are well-trodden and known. We’re all busy, we’re all stressed, we’re all tired. There’s not much that … Read More … Read More

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Vishu Kani

Year in review 2016: Your top 10 favorite posts

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I wrote about my favorite posts for this year. But what about yours? Just like I did in 2015, 2014, and 2013, I ran a report and came up with the ten most-read posts for this year. … Read More

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Year in review 2016: My top 10 favorite posts

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What a year it’s been. This site has now been humming along for over four years now. As I continue to post twice per week, that means that there are over a hundred posts on this site over the past … Read More … Read More

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