Why I’m going to FinCon 2019, and the difference between money nerds and the majority of people who just want to make money work for them. I admit it, I’m a money nerd. I read money blogs, read books about … Read More … Read More
Awareness

If you’re looking forward to payday, you’re probably doing it wrong
I overheard a conversation recently about how someone was looking forward to payday, because they had “run out of money”. As always, I tend to wince when I hear people make financially questionable assertions: student loans are “good” debt, “I … Read More … Read More

How to plan when you have irregular income

Would your future self say it’s too late now?

Don’t try to run out the clock on your finances
It’s a sobering statistic: 1 out of every 1 person dies. If you are of a certain age, and your finances are not where you want them to be, it is understandable that a certain feeling of helplessness can set … Read More … Read More

The Roth IRA danger zone (part 1): What to do when you almost make too much to contribute
A Roth IRA is awesome. There are lots of reasons, but the main one is that your money can grow and be withdrawn tax-free. So whatever you have in your account, that’s yours. Got a hundred grand? You’ve got a … Read More … Read More

Inviting the repo man in: Using a home equity loan to pay off credit card debt
Some people cut up their credit cards. Some people have them but keep them in a drawer. Some people may use them, but pay them off at the end of the month. I can see arguments for all of these, … Read More … Read More

Is your money identity holding you back?

How financial stability (might have) led me to become vegetarian
For much of my life, I was a dedicated “whatever-ivore”. I ate meat, because I ate everything. I wasn’t one of those people who ate bugs and the like, but it was part of my identity that restricting my food … Read More … Read More

How your decisions change when you have more money
In New York City, you can take a helicopter to the airport. It runs about $200, and takes you five minutes. There are a few different ways you can respond to this particular factoid. For many/most people: “That is absolutely … Read More … Read More