Some people have a way higher credit limit than they need, while others who could use it do not. This can exacerbate financial inequality. … Read More
Awareness


A “free” mutual fund? The race to lower costs
Mutual funds have been lowering their fees for years, and Fidelity has overtaken Vanguard with their line of funds with zero fees. I’ve been a fan of Vanguard for a long time. They have always been focused on lowering prices … Read More … Read More

Do you have money dysmorphia?
I talk about money dysphoria, who it affects, its likely causes, how it manifests itself, and what to do about it. … Read More

How does the 2025 tax bill affect you?
Congress has just passed the One Big Beautiful Bill Act. Is it as bad for you as people are saying? … Read More

Should you have bought gold bars at Costco a year ago?
Buying gold bars at Costco was a trend a year ago, but since gold’s price rise, you might be wondering if you should get in now. … Read More

Is AI coming for your job?
With AI becoming mainstream, the question is whether it will lead to mass job losses. Despite the evidence, I don’t think it will. … Read More

How to handle financial inequality with friends and family
Do your friends and family earn more (or less) than you? Let’s talk about when financial inequality arises in your personal relationships. … Read More

How financial stress affects your brain
Financial stress doesn’t just affect emotions—it actually changes how your brain works. In this post, you’ll see what the science says, why this matters now more than ever. … Read More

5 reasons to stop panic buying
It’s tempting to assume that we are hurtling towards a financial catastrophe, but don’t make it worse by panic buying. … Read More

How to handle taxes as a 1099
You have more responsibilities as 1099 (independent contractor), but with an easy system put in place, you won’t have to worry about taxes. … Read More