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Musings on personal finance and more...

How to shop for a rental car

  I’m in the middle of a 10-day car rental right now. Total price was a little over $300, including taxes. And this was from a major national chain too. Took me awhile, but I found a good deal. I’ve … Read MoreRead More

Why I don’t care about rental car loyalty

  I’ve been renting cars for years. Some people are often surprised to know that I rented my first car at the age of 20, five years before the supposed “lowest” age of 25 (and even lower than the “lower … Read MoreRead More

Travel hacking blunders: The lounge

  Travel hacking is not all about glamour and flying around the world with ease and style. It’s also about trying out schemes and having them totally not work. So continuing on from my post on blowing an opportunity to … Read MoreRead More

Travel hacking blunders: The hotel

  I’ve talked about how I’ve used travel hacking to allow me to have experiences that I wouldn’t have been able to accomplish any other way. I frequently stay in hotels for free, and have on more than one occasion … Read MoreRead More

An introduction to negative money

  WARNING: This post contains a discussion of math. In these enlightened times, negative numbers aren’t a big deal. Whether it’s your favorite golfer winning the tournament with a score of -12, or even the solution to “x = 3 … Read MoreRead More

Separate your savings

  I once went to an ATM in a tourist area (Pearl Harbor to be specific). Finding an old receipt in the receipt slot, I removed it, buy being the nosy person that I am, I looked at it before … Read MoreRead More

Adventures in accessing credit reports

  I recently decided to find out what was on my credit report. I figure, if my permanent record is going to follow me around, I might as well know what it says about me. And perhaps a nefarious Mike with a … Read MoreRead More

Get your credit report

  Remember when we were in school and our teachers told us that if we misbehaved it would go on our “permanent record?” Remember how relieved we were when we learned that there was no such thing? That was a … Read MoreRead More

What else could you keep track of?

  One of the quickest ways to get control of your finances is to keep track of your expenses. It is both the simplest task (requiring a pen and paper, alternately a text file on your phone or laptop) and … Read MoreRead More

How to determine the ethics of a situation

  I’m no ethicist. Or rather, I’m no different in my qualifications than anyone else to make these kind of judgments. Chuck Klosterman, who at some point while I wasn’t looking became the writer of the New York Times The … Read MoreRead More

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