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Musings on personal finance and more...

Shame, or why you don’t do what you know you must

  If you’ve spent any time with this site—or even if you haven’t—I want to ask you a small favor. I’d like you to trust me enough that you won’t skip this post. It’s pretty short. You can skip the … Read MoreRead More

Your bank statement is not a budget

  I get pushback from people about budgeting all the time. This is because people mistakenly believe that a budget is something that prevents you from doing things. In actuality, the exact opposite is true: you create it, so determine … Read MoreRead More

Is the Starbucks Rewards program a good deal?

  Starbucks is one of those chains that people love to hate. Some may scoff entirely, preferring (arguably better) local coffee shops, while others go there five times a week minimum. Sometimes people complain about Starbucks while in line for … Read MoreRead More

The best deals are hidden

  I landed at Oslo Airport some weeks ago. My destination was the center of town, but Oslo (like most cities) positioned its main airport way on the outskirts of town (over 20 miles away in this case), so I … Read MoreRead More

Is it worth it to purchase lounge access?

  As mentioned in the discussion of my failed attempt at extending my airline lounge access, I had purchased lounge access for a year, and had enjoyed the experience. But I balked at renewing my membership. It just seemed like … Read MoreRead More

How to shop for a rental car

  I’m in the middle of a 10-day car rental right now. Total price was a little over $300, including taxes. And this was from a major national chain too. Took me awhile, but I found a good deal. I’ve … Read MoreRead More

Why I don’t care about rental car loyalty

  I’ve been renting cars for years. Some people are often surprised to know that I rented my first car at the age of 20, five years before the supposed “lowest” age of 25 (and even lower than the “lower … Read MoreRead More

Travel hacking blunders: The lounge

  Travel hacking is not all about glamour and flying around the world with ease and style. It’s also about trying out schemes and having them totally not work. So continuing on from my post on blowing an opportunity to … Read MoreRead More

Travel hacking blunders: The hotel

  I’ve talked about how I’ve used travel hacking to allow me to have experiences that I wouldn’t have been able to accomplish any other way. I frequently stay in hotels for free, and have on more than one occasion … Read MoreRead More

An introduction to negative money

  WARNING: This post contains a discussion of math. In these enlightened times, negative numbers aren’t a big deal. Whether it’s your favorite golfer winning the tournament with a score of -12, or even the solution to “x = 3 … Read MoreRead More

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