Dave Ramsey has helped millions, but he ignores LGBT, polyamory, and nontraditional communities. So I’m bringing the good ideas to everyone. Are you familiar with “The Five Love Languages” book by Gary Chapman? It’s a book that describes the different … Read More … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Eviction in the pandemic: Owning versus renting
It doesn’t matter how much money you have. It matters how you feel.
We think that more money is the answer, but what we’re really seeking is a way to feel better. That’s what really matters. Everyone is selling success. You see this in people’s perfect lives on Instagram, their perfect bodies, their … Read More … Read More
How to take advantage of a student loan payment freeze
During the student loan payment and interest freeze, if you are able to make payments now, you’ll have a much greater impact on your loans. A lot of the benefits that were passed to ease the crisis for people dealing … Read More … Read More
No secrets: Why you already know everything you need to know about money
If you’re searching for a financial “secret”, you’re going to be disappointed. You’d be better served by a better understanding of yourself. I tend to roll my eyes at products that promise to tell you “secrets”. “Secrets of the ultra-rich!” … Read More … Read More
It’s time to create your own unemployment insurance
If you’re employed, you have the option to create your own unemployment insurance that’s even more flexible than what you get through work. Some people don’t seem to understand what “getting unemployment” is all about. Unemployment is a kind of … Read More … Read More
How to lose $600 a week and still survive
Millions of people who depend on unemployment just lost $600 in wages per week. Here are some tips on how to cope with a massive income loss. If you’re reading this from a place outside of the U.S., or from … Read More … Read More
I would love to be out of a job
We have enough wealth to ensure that no one suffers from food or housing or even money insecurity. Until we do that, I’ll have a job. I love being a money coach. There are few things in life that make … Read More … Read More
Why a money coach is different from both a therapist and a financial planner
While similar and sometimes confused, a money coach provides a unique service to clients that are not the same as a therapist or financial planner. Everyone know what a therapist does, more or less. You may not be seeing one, … Read More … Read More
If you lowball yourself, you’ll get what you asked for
Undervaluing yourself in wage and salary negotiations can be one of the biggest hindrances to building wealth. Fear and scarcity mindset is why we do it though. There are so many aspects to our financial life, our income specifically, that … Read More … Read More