Some people have a way higher credit limit than they need, while others who could use it do not. This can exacerbate financial inequality. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
What to remember when giving money to friends or family
Giving money can and should be a blessing, but it can turn into a nightmare if you’re not honest with yourself or if you can’t let it go. … Read More
Can you withdraw money early from your 401(k) or IRA?
Many people don’t know that you can make early withdrawals from your retirement accounts like your 401(k) and IRA. But should you? … Read More
Should you contribute to a Traditional IRA or Roth IRA?
There are two types of IRAs (Individual Retirement Arrangements): Traditional and Roth. Which one is right for you? … Read More
What to do with your money during stagflation
Stagflation is where a stagnant economy also contains rising inflation. It’s bad, but you can take steps to protect yourself and your money. … Read More
Do you have money dysmorphia?
I talk about money dysphoria, who it affects, its likely causes, how it manifests itself, and what to do about it. … Read More
What are your three financial goals?
One exercise I do with my coaching clients very early on is to figure out their three financial goals. I encourage you to do the same. … Read More
How (and why) to add friction to your spending
Companies talk a lot about how to reduce friction when it comes to spending. But is that really benefiting you? … Read More