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Blog

Musings on personal finance and more...

Claiming social security when married is very different

Knowing when to claim Social Security is complicated, but when you’re married and planning with your spouse, the calculation becomes harder. Please read my Disclosure Policy. Nothing here should be construed as financial advice. Please work with a professional before … Read More

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What King’s Quest taught me about financial wellness

I try to find some financial lessons from the King's Quest adventure games from Sierra On-Line, and also plug an album containing my music. … Read More

The “SAVE” plan in peril: Why you can’t bank on student loan forgiveness

The SAVE plan, which would have reduced or eliminated debt payments for student loan borrowers is put on hold indefinitely. … Read More

Should you buy gold at Costco?

After months and millions of dollars in sales, the option of buying gold at Costco is not going away. Let's find out what's going on. … Read More

How to talk about money with a partner

Connecting with a partner around money is one of the most powerful ways to grow closer and more aligned. Here's how to have the talk. … Read More

More of why I don’t pick stocks

Think you can pick the right stocks that will make you rich? You're probably wrong, as are most people, including me. … Read More

Do you have to track your spending forever?

Some people resist the idea that they should track their spending forever. But what else gives so much benefit for a small amount of work? … Read More

There is no shame in filing for unemployment (or other benefits)

We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More

Would you rather: buy a new car or own a home?

I argue that for most people, you can choose to buy a new car or own a home (if you can have either of them at all), but not both. … Read More

Self-care is not doom spending

Self-care is an important part of life, and it's okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More

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