Musings on personal finance and more...

Mike Pumphrey - December 11, 2023

7 financial tasks to do before the end of the year

The end of the year is a good time for checking financial tasks off your list, because of deadlines, but also it's a good time for reflection. …

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Mike Pumphrey - December 4, 2023

A better way to pay your credit card bill

To make the purchases feel more real, and thus add some more intentionality, why not pay off the charges in just the way that you put them on? …

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Mike Pumphrey - November 27, 2023

This team found 720 ways to beat the market. Did any succeed?

A new research paper tries every strategy under the sun to beat the market, but the results show that market timing still doesn't work. …

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Mike Pumphrey - November 20, 2023

When is the best time to rollover your 401(k)?

Rolling over a 401(k) to an account you own is a good idea, but the getting the timing right is important too. …

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Mike Pumphrey - November 13, 2023

Why do we build wealth?

It's hard to build wealth, which is why it's so important to understand and know for yourself exactly why you're doing it. …

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Mike Pumphrey - November 6, 2023

Mint is shutting down: what are your alternatives?

With the announcement that Mint is going away, people are looking for alternatives. But the best option is to use no service at all. If you’re a user of Mint, the personal finance app, you have probably heard the news …

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Mike Pumphrey - October 30, 2023

How to build wealth while being a renter

Not everyone can or should buy or own a home, and that's okay, because you can still build wealth as a renter. …

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Mike Pumphrey - October 23, 2023

The high cost of cheap flights

Spirit Airlines and other ultra-low-cost carriers may claim to offer a great value, but their low cost model carries higher risk to you. …

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Mike Pumphrey - October 16, 2023

Do you know how much it costs to own a car?

A new study shows that the cost of owning a new car is rising sharply, but what does this mean for you, and how can you reduce costs? Cars are one of those places where people have assumptions that they …

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Mike Pumphrey - October 9, 2023

Why financial coaching is like therapy

The reasons why people seek out therapy and counseling are very similar to why we all would benefit from seeing a financial coach. …

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