The Supreme Court has cancelled student loan cancellation. Here's what to do now that that particular plan is dead. …
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Musings on personal finance and more...
Is there an alternative? Stocks, inflation, and where to put your money now
With inflation and rising interest rates, some say that there are better places to put your money than stocks. I'm skeptical. …
What is the minimum you could live on?
Determining the minimum amount of money you could live on is important for determining your emergency fund and other financial goals. …
Should you move your emergency fund to an interest-earning account?
It's not important to earn interest on your emergency fund, but if there is no downside, then why not do so, now that rates are so high? …
Was the student loan moratorium bad for borrowers?
It's hard to argue that the student loan payment moratorium was somehow bad for borrowers. But some economists are still trying. …
How not to be house poor
Home ownership can be a financial disaster if you're not careful, and one of the ways to prevent this is to not be "house poor". …
You might now have less medical debt on your credit report
The three credit agencies give a benefit to those with outstanding medical debt, and in the process show how much power they wield over us. I’m on the Consumer Financial Protection Bureau (CFPB) mailing list, mainly so you don’t have …
Will millennials benefit from the largest wealth transfer in history?
Millennials have gotten the short end of the economic stick for most of their adult lives. But this bad luck might be about to change. …
What if you hate spreadsheets?
For those who want to track their spending but who hate spreadsheets, fear not, as you have multiple options. …
3 reasons to ignore your bank’s spending categories
You should decide your own categories based on your specific situation. Also, your bank will always be wrong. …