Blog

Musings on personal finance and more. Not written with AI since 2012.

Why you can’t invest in crypto

Posted by on | Featured

Many people think that they are investing in cryptocurrencies, but they are wrong, because the very nature of crypto makes this impossible. When it comes to crypto, most people fall into a few categories: “I keep hearing about it, but … Read More … Read More

Tags: , , , , ,

Why you should get a refund and not store credit

Posted by on | Featured

When you make a return, many retailers want to refund your money to store credit or a gift card, but here’s why you don’t want to do that. I had to return an item the other day on Amazon. It … Read More … Read More

Tags: , ,

You paid your student loans. Others won’t. How is that for you?

Posted by on | Featured

Hearing of borrowers getting their student loans forgiven can be hard for those who paid all of theirs off, but here’s why it’s good for you. With regularity, there are stories coming out that more and more people are having … Read More … Read More

Tags: ,

How to find out if you have secret savings bonds

Posted by on | Featured

The U.S. Treasury has a site called “Treasury Hunt” where you can find out if you have savings bonds in your name (or not). When I was a kid, I remember there was a special on TV called “The Mystery … Read More … Read More

Tags: , ,

Why you should connect with your partners around money

Posted by on | Featured

Many in relationships avoid talking about money with their partners, but this can cause unnecessary conflict and prevent greater connection. The statistics are clear: Money is the biggest source of stress for those in the U.S.A. And money is the … Read More … Read More

Tags:

Even when things go wrong, the world is an amazing place

Posted by on | Featured

A brief meditation on perspective when things go wrong, in that so much that we don’t notice continues to be not only right, but amazing. My laptop died this past week. I was already planning on upgrading, as I knew … Read More … Read More

Tags: , ,

What are the credit cards I use in my business?

Posted by on | Featured

Take a look behind the scenes and learn about the credit cards I use in my financial coaching business and why. I started my financial coaching business informally almost a decade ago, but it was a few years later that … Read More … Read More

Tags: ,

What are your big money moves?

Posted by on | Featured

I discuss the high-level “money moves”, the important decisions you can make that will be the most impactful in your financial life. I hope by this point you’re not under the belief that just by cutting out coffee or by … Read More … Read More

Tags: , , , , ,

The Target problem: Managing (over)spending at the Everything Store

Posted by on | Featured

Target and other big retailers that sell a wide range of products present a challenge to those who wish to track their spending. Target has been around for decades, but it only hit my radar in college, when the first … Read More … Read More

Tags: , , ,

Debunking Ben & Arthur: How to win at investing even if you start later

Posted by on | Featured

The parable from the Dave Ramsey team about Ben and Arthur is fatally flawed, which is good news for pretty much everyone. Everyone knows that you should start saving for retirement early. And that makes sense. The sooner you start, … Read More … Read More

Tags: , ,