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Is socially responsible investing worthwhile?

Posted by Mike Pumphrey on January 15, 2024 | Featured

You may wish to invest your money in line with your values, but what are the costs to socially responsible investing? … Read More

Tags: investing, investments, S&P 500, socially responsible, socially responsible investing

Debunking Ben & Arthur: How to win at investing even if you start later

Posted by Mike Pumphrey on March 14, 2022 | Featured

The parable from the Dave Ramsey team about Ben and Arthur is fatally flawed, which is good news for pretty much everyone. Everyone knows that you should start saving for retirement early. And that makes sense. The sooner you start, … Read More … Read More

Tags: Dave Ramsey, investing, retirement

Is the 15% rule for investing before tax or after tax?

Posted by Mike Pumphrey on August 26, 2019 | Featured

Once you’re out of debt, you’re ready to start saving for retirement. (Before you’re out of debt, you’re probably better off just focusing on that, though I think an exception is fair for extremely large debts like mortgages). A good … Read More … Read More

Tags: retirement, savings

What does that 3×3 investing square mean?

Posted by Mike Pumphrey on December 11, 2017 | Featured

If you’ve played around with investment websites at all, and ever looked up mutual funds at all, you’ve no doubt noticed a little 3×3 square. For example, on the Vanguard page for its Total Stock Market Index Fund, you see … Read More … Read More

Tags: astrology, categorization, Meyers-Briggs, mutual funds

How to know when it’s time to get conservative about investing for retirement

Posted by Mike Pumphrey on November 27, 2017 | Featured

The conventional wisdom when it comes to investing for retirement, is that you to start out with more risky/lucrative investments when you’re young and can afford to take more risks, and then over time move into more conservative prospects, towards … Read More … Read More

Tags: investing, risk

Are you investing or just speculating?

Posted by Mike Pumphrey on October 2, 2017 | Featured

The economics of the household aren’t great. Not only do you need to keep a reasonably good-paying job for at least four decades, but also you need to plan for a period of your life, say the last third of it, … Read More … Read More

Tags: investing, speculating

Financial Cage Match: Paying down a mortgage versus investing

Posted by Mike Pumphrey on April 14, 2016 | Featured

This is another entry in the Financial Cage Match series, where I look at two competing financial priorities and see which one comes out on top. Here’s another entry: Paying off student loans versus investing for retirement. WARNING: This post … Read More … Read More

Tags: finances, Financial cage match, interest, investing, mortgages

Financial cage match: Paying off student loans versus investing for retirement

Posted by Mike Pumphrey on February 18, 2016 | Featured

Recently, I made the bold claim that those who have debt aren’t ready to start saving for retirement. I added some relaxing caveats, but I really wanted to put them in an order. Debt first, investing later. I don’t … Read More … Read More

Tags: debt, Financial cage match, investing, retirement, student loans

What is the minimum needed to start investing for retirement?

Posted by Mike Pumphrey on January 21, 2016 | Featured

Okay, so say you’re ready to invest. You’ve either paid off all your debts, or you’re not going to listen to me and want to get started now, regardless. Either way, I’ve got your back. Let’s also say that … Read More … Read More

Tags: Charles Schwab, Fidelity, investing, T. Rowe Price, Vanguard

How to know if you’re financially ready to start investing

Posted by Mike Pumphrey on January 18, 2016 | Featured

I’ve talked a lot about investing on this site. This is both because this is where a lot of my focus is in my own life (that and my final boss character), but also because it’s where I think … Read More … Read More

Tags: investing, preparedness

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