Dollar cost averaging (DCA) can help you weather a bear market and make money in the long run no matter how the market performs. I just fired up the local news website and saw that the Dow, that oddly insufficient … Read More … Read More
Two years ago, there was an article about someone who wrote down all of the important personal financial advice onto an index card. The theory being that everything important that you needed to know was simple, and that all the … Read More … Read More
You don’t have to look hard to find a celebrity (musician, movie star, athlete) who has been bilked out of a large portion of their earnings through mismanagement. And while some of this mismanagement could be via too much … Read More … Read More
WARNING: This post contains a discussion of math. In these enlightened times, negative numbers aren’t a big deal. Whether it’s your favorite golfer winning the tournament with a score of -12, or even the solution to “x = 3 … Read More … Read More
“Vote with your wallet.” “Put your money where your mouth is.” Where we spend our money matters. I’m assuming that there are certain companies that do not align with your personal ethical code, so you would not want to … Read More … Read More
I’m not usually in the business of talking about stock advice, but every once in a while, I make an exception. Many people charge hundreds, even thousands, of dollars to get access to certain people’s stock tips, but I’m … Read More … Read More
So I hope you’ve done your taxes for the year. I used a certain online program to do my taxes, and one of the questions asked was “Did you contribute to an IRA [Individual Retirement Arrangement] this year?” If … Read More … Read More
Each year for me, tax season goes pretty much the same way: I fire up one of the big online hosted tax programs, enter in my info, take the Standard Deduction, get something approximating zero dollars back (I try … Read More … Read More
One of my first rules of investing is: don’t invest in anything that you don’t understand. As we all need to be investing experts, this carries a certain weight with me. And while the answer to “what should I … Read More … Read More
Talking about investing tends to bring out some strong feelings in people, often negative. “I hate it!” is a common refrain. “I don’t want to have to deal with it” is another. Now, I’m sympathetic, as all my life I’ve … Read More … Read More
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