Make your bills less lumpy

There is a difference between bills and expenses. A lot of people who talk about personal finance don’t distinguish between them. They say it’s all your “outgo” or just “what you spend money on”. But a car insurance payment is … Read MoreRead More

Why foreign transaction fees are (annoying but) no big deal

  WARNING: This post contains math. Are you old enough to remember travelers checks? When I went on my first trip abroad when I was much younger, that was still the de facto method of using currency when in a … Read MoreRead More