credit report

Does it matter if your Social Security number is stolen?

Your Social Security number, along with other personal information, has likely been stolen. What does this mean for you? … Read More

How to get your credit report from TransUnion

The credit agency, TransUnion, seems to have the least interesting credit reports, but getting yours from there is just as important. … Read More

How to get your credit report from Experian

I get my credit report from Experian, and learn the truth behind those free credit score commercials. … Read More

Equifax

How to get your credit report from Equifax

I got my credit report from Equifax and show how easy it is to view your financial history and fix any errors if necessary. … Read More

You might now have less medical debt on your credit report

The three credit agencies give a benefit to those with outstanding medical debt, and in the process show how much power they wield over us. I’m on the Consumer Financial Protection Bureau (CFPB) mailing list, mainly so you don’t have … Read MoreRead More

How to manage pistotikophobia: Fear of your credit score

Many have an unhelpful and unnecessary fear surrounding their credit score, known as pistotikophobia; here is what it is and how to treat it. Phobias are common. Fear of heights, fear of the dark, fear of flying. But there is … Read MoreRead More

Frozen twig

Maybe don’t freeze your credit just yet

Since the Equifax dumpster fire breach, I’m still on the fence about freezing my credit. Perhaps this is surprising. After all, now that my information, along with 143 million others, has likely been taken by who-knows-who for who-knows-what purpose, it … Read MoreRead More

Space trail

Get your credit reports all at once or spread them out?

If you’ve been thinking that I’ve been silent about the Equifax breach because I haven’t cared, you’d be wrong. Instead, I’ve been feeling a mix of fear and despair, not unlike what I felt on November 9th this past year, … Read MoreRead More

Adventures in accessing credit reports

  I recently decided to find out what was on my credit report. I figure, if my permanent record is going to follow me around, I might as well know what it says about me. And perhaps a nefarious Mike with a … Read MoreRead More

Get your credit report

  Remember when we were in school and our teachers told us that if we misbehaved it would go on our “permanent record?” Remember how relieved we were when we learned that there was no such thing? That was a … Read MoreRead More