Retirement is a scary thing to think about. Many people think that they’ll never be able to retire, that they will be forced to work until they die. But it’s worth taking a look at what retirement is and whether … Read More … Read More
I run a discussion group in Portland called the Portland Integrative Finance Community. It’s been tremendously satisfying for me, but the feedback I’ve gotten from attendees so far has been remarkable. Many people have mentioned how positive it was to … Read More … Read More
I don’t necessarily think of one’s finances as a game (unlike, say, Tony Robbins), but more like a process, a challenge, a long task. Perhaps a kind of art. That said, I also think it’s useful and important to know … Read More … Read More
This week, I managed to lower my phone bill by over 25%. It was easy, and didn’t even require a call into the (dreaded) customer service. But there’s nothing special about me and my situation, and you can do the … Read More … Read More
When people think of employer-based retirement accounts like 401(k) plans, people often think that that implies pre-tax contributions. It’s only your own self-directed retirement accounts (IRAs) that have the post-tax (Roth) option. I used to be one of those people. But … Read More … Read More
What if I told I could get you an immediate 100% return on an investment? Would you believe me? According to the American Benefits Council, 80 percent of full-time workers have access to a defined contribution plan such as a 401(k) … Read More … Read More
I want everyone to be an investing expert. Thankfully, I also believe that simplicity in investing is best. Create a Roth IRA, put money into low-cost index funds, and repeat this every month. When I say “low-cost index funds”, I’m … Read More … Read More
If you’re like me, you may procrastinate, but you don’t like it. You don’t enjoy waiting until the last minute to get things done. And in general, it feels better to have some leeway, rather than cutting things close. However, … Read More … Read More
I talk a lot about making plans for spending money, because you want to spend your money intentionally and not just let it happen. Moreover, the objective is not to spend as little as possible, but just the right amount … Read More … Read More
I’m annoyed when I think about debt. It’s a thing that I want to get away from, like a snoring person in the room, or a screaming baby on the plane. I want it gone. When I was in high school, … Read More … Read More
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
