With subscriptions, you are paying for things you’re not using, and giving companies free money each month. It’s time to put a stop that. … Read More
Radical Finances
A better way to pay your credit card bill
To make the purchases feel more real, and thus add some more intentionality, why not pay off the charges in just the way that you put them on? … Read More
How to build wealth while being a renter
Not everyone can or should buy or own a home, and that’s okay, because you can still build wealth as a renter. … Read More
How The Rule of 55 gives you more retirement flexibility
The Rule of 55 allows you to take penalty-free retirement distributions, giving you increased flexibility even in adverse circumstances. … Read More
How PayPal keeps you safer when using a debit card
PayPal eliminates the risk of fraud by safeguarding your payment information online, making paying with a debit card just as safe as anything. … Read More
Should you borrow from your 401(k)?
A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. … Read More
Did credit cards ever make financial sense?
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Pouring the jug: How to handle when your income is irregular
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More