I just got a new job! (Don’t worry, I’m not shutting down this site.) Getting a new job is an exciting and terrifying time, one of the big life transitions. As it’s not a stretch to say that we spend … Read More … Read More
Radical Finances

Emergencies are the worst time for using debt
Not long after I got my drivers license, my mom gave me an Exxon card to carry around with me. “For emergencies, in case you run out of gas and are stranded.” I never used it. It’s not that I … Read More … Read More

What if you can’t contribute to a 401(k)?
In my previous post, I talked about what to do if you’re ineligible for contributing to a Roth IRA. This most commonly is due to having an income over the limit set for those contributions. But just like you could … Read More … Read More

What if you can’t contribute to a Roth IRA?
Roth IRAs are awesome. There’s just no other way that I can see that regular folks can invest in a way that lets money grow tax-free, without any Required Minimum Distributions or anything like that. Plus, a retirement account where … Read More … Read More

How I handled my most recent impulse purchase
Once every six months or so, I drain my car’s battery. This isn’t an intentional thing, mind you. It’s just that I leave my car’s internal dome light on, and then go about my day, sometimes a few days, before … Read More … Read More

How to know when to make an impulse purchase
Ramit Sethi, the I Will Teach You To Be Rich guy, has a rule about books: If you’re “thinking about” buying a book, just buy it. Don’t waste 5 secs debating. Even 1 idea makes it worth it. I may … Read More … Read More

Here’s how I’m going to get a Tesla

Why I love the Rule of 72
WARNING: This post contains math. (But you knew this with a title like that.) How long will it take an investment to double? It’s a good question. And while doubling itself isn’t the most important aspect of an investment, it’s a … Read More … Read More

In defense of rounding
