Radical Finances

Chair shadows

Why not refinance your student loans with SoFi?

Congratulations! Student loan debt in the U.S. has reached $1.5 trillion as of 2018. That’s a staggering sum, equivalent to $4,600 for every member of the population, including babies. If you exclude babies (and we will, but we shouldn’t let … Read MoreRead More

Altar

Do you really want to pay your student loans off, or just pay less?

Everyone wants to pay off their student loans. I had loans for the 10 years after I graduated college, and I hated them every step of the way. But people seem to handle their student loans in a confused and … Read MoreRead More

Shark

Why not lease a car and then buy it?

If it wasn’t obvious, my post on reasons to lease a car wasn’t really in support of leasing a car, as I think that’s one of more financially foolish moves one can make, even worse than buying a new car. After … Read MoreRead More

Sheep

Here are 4 reasons to lease a car

So your car is dying, and you have decided that you need a new one. You’ve looked at buying used, you’ve looked at buying new, and then you’ve also thought of leasing. Is leasing right for you? … Read More

Red and purple

When savings rates change, is it time to switch banks?

So we all now know to not keep our savings in a big bank, or other entity that clearly doesn’t care about keeping your business. But what if you’ve already done this? What if you have your savings accounts in … Read MoreRead More

Frankfurt skyline

Why you don’t want a savings account at a big bank

I talk about investments a lot, but there there’s a lot more to saving money than investing. Investments are “illiquid”, meaning you can’t just get at the money if you decide you want it. There are tax and penalty consequences … Read MoreRead More

Wine glass pour

If you won’t keep a budget, here are other things you can do

I believe that keeping a daily log of your purchases is the single most effective action you can take today to change your financial situation. Just knowing what it is that you are currently doing can help you be more … Read MoreRead More

Direction sign

6 reasons why you could benefit from a financial coach

Financial coaching will benefit you, no matter where you are in your financial journey. Here’s why coaching is for everyone. Let’s be honest, you could use a little help. Given our current economy, there’s a good chance you’re working hard … Read More

Fancy cars

When is it time to buy a new car?

Never. Okay okay, I’ll resist the easy joke. Is there a case for buying a new car? Sure there is. There just isn’t much of one. And it probably doesn’t apply to you. … Read More

Tow truck

When is it time to buy your next car?

Everyone seems to drive a nicer car than you. They’re all newer than yours too. Cars are such an extension of our selves in this auto-obsessed country of ours, which is unfortunate, because cars often have an inverse effect on … Read MoreRead More