Congratulations! Student loan debt in the U.S. has reached $1.5 trillion as of 2018. That’s a staggering sum, equivalent to $4,600 for every member of the population, including babies. If you exclude babies (and we will, but we shouldn’t let … Read More … Read More
Radical Finances

Do you really want to pay your student loans off, or just pay less?
Everyone wants to pay off their student loans. I had loans for the 10 years after I graduated college, and I hated them every step of the way. But people seem to handle their student loans in a confused and … Read More … Read More

Why not lease a car and then buy it?

Here are 4 reasons to lease a car
So your car is dying, and you have decided that you need a new one. You’ve looked at buying used, you’ve looked at buying new, and then you’ve also thought of leasing. Is leasing right for you? … Read More

When savings rates change, is it time to switch banks?
So we all now know to not keep our savings in a big bank, or other entity that clearly doesn’t care about keeping your business. But what if you’ve already done this? What if you have your savings accounts in … Read More … Read More

Why you don’t want a savings account at a big bank
I talk about investments a lot, but there there’s a lot more to saving money than investing. Investments are “illiquid”, meaning you can’t just get at the money if you decide you want it. There are tax and penalty consequences … Read More … Read More

If you won’t keep a budget, here are other things you can do

6 reasons why you could benefit from a financial coach
Financial coaching will benefit you, no matter where you are in your financial journey. Here’s why coaching is for everyone. Let’s be honest, you could use a little help. Given our current economy, there’s a good chance you’re working hard … Read More

When is it time to buy a new car?
Never. Okay okay, I’ll resist the easy joke. Is there a case for buying a new car? Sure there is. There just isn’t much of one. And it probably doesn’t apply to you. … Read More
