Radical Finances

What if you don’t have a bank account?

Posted by Mike Pumphrey on September 6, 2018 | Featured

I was on the bus the other day when I overheard the two people, a young man and woman, in front of me talking about a paycheck. “Yeah, I just got paid, but now I have to see if some … Read More … Read More

Tags: bank account, checking account, unbanked

The saddest money withdrawal I’ve ever seen

Posted by Mike Pumphrey on September 3, 2018 | Featured

I’m going on a big trip this month, and I’m pretty excited about it. One of my rituals around packing—aside from spending the week prior making a way-too-big pile of stuff in the corner of my room under the misunderstanding … Read More … Read More

Tags: banks, poverty

Is a CD worth it?

Posted by Mike Pumphrey on August 23, 2018 | Featured

I’ve talked about savings accounts and checking accounts and when you want to put money in one versus the other. I’ve also talked about how you can benefit from using an online savings account to get a better interest rate … Read More … Read More

Tags: CDs, certificates of deposit

It is possible to have too much float

Posted by Mike Pumphrey on August 20, 2018 | Featured

It’s important to have enough money in your account to not have to worry when your bills are paid, but too much float brings problems too. … Read More

Tags: ATM, float, Pearl Harbor

Surprises, or Why you need more float in your account

Posted by Mike Pumphrey on August 16, 2018 | Featured

In my last post I talked about very nearly overdrafting my account. It would have been more embarrassing than anything else had it happened—I haven’t overdrafted an account in over two decades—but it wouldn’t have caused any big problems. I … Read More … Read More

Tags: checking account, float

That time I almost overdrafted my account

Posted by Mike Pumphrey on August 13, 2018 | Featured

The idea that once you become intentional about your finances you’ll never make any mistakes is, frankly, ludicrous. When I was training for the Seattle to Portland bike ride a few years ago, amidst all the rushing around and buying … Read More … Read More

Tags: checking account, float, overdraft

How to find out if you (or anyone really) are owed money by the state

Posted by Mike Pumphrey on August 6, 2018 | Featured

I still fondly recall those late night TV infomercials about how you can get free money from the government. Now, as I’m learning, there may be something to all that. Because it turns out there are legitimate, state-run websites out … Read More … Read More

Tags: money, rebates, refunds

Why I’m signing up for a personal finance course

Posted by Mike Pumphrey on July 30, 2018 | Featured

UPDATE (January 27, 2020): Finally published a review of this course. Michael Hyatt, the author and publisher, likes to say that “not all readers are leaders, but all leaders are readers“. By this, I’ve always interpreted it to mean that … Read More … Read More

Tags: courses, learning, Ramit Sethi

Why buying my car wasn’t (totally) a good financial decision

Posted by Mike Pumphrey on July 26, 2018 | Featured

I own a 2004 Toyota Prius. It’s not a flashy car, at least it isn’t these days. It’s two models behind the current Prius, for one, and the Prius brand isn’t as flashy as, say, Tesla, these days. But I’m … Read More … Read More

Tags: car, Mazda, Prius, Toyota

Why it’s okay to make a bad financial decision (sometimes)

Posted by Mike Pumphrey on July 23, 2018 | Featured

I was pretty hard recently on people leasing cars. That’s because I feel very strongly about how it’s a decision that can have a significant negative financial effect on one’s life. And not only that, but the implications of and … Read More … Read More

Tags: planning, purchases

Radical Finances

What if you don’t have a bank account?

The saddest money withdrawal I’ve ever seen

Is a CD worth it?

It is possible to have too much float

Surprises, or Why you need more float in your account

That time I almost overdrafted my account

How to find out if you (or anyone really) are owed money by the state

Why I’m signing up for a personal finance course

Why buying my car wasn’t (totally) a good financial decision

Why it’s okay to make a bad financial decision (sometimes)

Empathic Finance - Mike Pumphrey, AFC®

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