certificates of deposit


An alternative to CD lock-in: a “ladder”

I don’t think CDs (certificates of deposit) are worth the bargain. You often (but not always) get a slightly higher interest rate than an equivalent savings account, but at the price of liquidity, in that you have to leave the … Read MoreRead More

Compact disc

Is a CD worth it?

I’ve talked about savings accounts and checking accounts and when you want to put money in one versus the other. I’ve also talked about how you can benefit from using an online savings account to get a better interest rate … Read MoreRead More