Radical Finances

It’s time to create your own unemployment insurance

Posted by on | Featured

If you’re employed, you have the option to create your own unemployment insurance that’s even more flexible than what you get through work. Some people don’t seem to understand what “getting unemployment” is all about. Unemployment is a kind of … Read More … Read More

Tags: , , ,

How to lose $600 a week and still survive

Posted by on | Featured

Millions of people who depend on unemployment just lost $600 in wages per week. Here are some tips on how to cope with a massive income loss. If you’re reading this from a place outside of the U.S., or from … Read More … Read More

Tags:

The Roth IRA danger zone (part 4): How to withdraw an excess contribution at Vanguard

Posted by on | Featured

After having decided to remove my Roth IRA excess contribution, I went through the process at Vanguard for making it happen. More posts in this series: The Roth IRA danger zone (part 1): What to do when you almost make … Read More … Read More

Tags: ,

The Roth IRA danger zone (part 3): How I resolved an excess contribution

Posted by on | Featured

With a number of different ways to resolve this problematic situation, here is how I dealt with an excess contribution to a Roth IRA. More posts in this series: The Roth IRA danger zone (part 1): What to do when … Read More … Read More

Tags: , , , ,

Course review: How to Win the Game of Advanced Personal Finance

Posted by on | Featured

I review “How to Win the Game of Advanced Personal Finance”, an online course by Ramit Sethi (from I Will Teach You Be Rich). A while back, I talked about purchasing a personal finance course. In response to the obvious … Read More … Read More

Tags: , ,

Year in review 2019: Top 10 posts

Posted by on | Featured

The top posts of the year on Empathic Finance, including both my favorites and the ones readers viewed most. At the beginning of this year, I made a big change to this site. After six years of blogging on a … Read More … Read More

Tags: , , , ,

The ritual of the end-of-the-month budget freeze

Posted by on | Featured

When your budget has you run low on money at the end of the month, the upside is that it feels all the better when the new month begins. Wow, this last month was tight. I pretty much spent all … Read More … Read More

Tags: , ,

The Semi-Joint Life: How partners can (partially) combine their finances

Posted by on | Featured

When partners wish to share finances without going all-in, there is more than one way to set up both individual and joint accounts to maximize everyone’s feelings of autonomy and connection. I believe that there are four main ways that … Read More … Read More

Tags: , , ,

Why your goal is to not care about credit cards (if you even care today)

Posted by on | Featured

As you build wealth, the reasons to use credit cards fall away even more. Recently I wrote about my own revelation that, while I love collecting (and using!) frequent flyer miles, eventually, with my own financial goals in place, I … Read More … Read More

Tags: ,

Why your goal is to not care about frequent flyer miles

Posted by on | Featured

What the impact on wealth accumulation has on playing the frequent flyer mile game. I’ve been collecting frequent flyer miles for years now. I started collecting US Airways miles almost 20 years ago, but the idea that I would somehow … Read More … Read More

Tags: ,