Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

You’re never too young (or too old) for a Roth IRA

No matter what your age is, young or old, there is always a benefit to opening (and funding) a Roth IRA if you’re able. Back in the days when I worked retail, I had a coworker who was of a … Read MoreRead More

Your car insurance doesn’t care about your loyalty

Despite talk of loyalty discounts, you can switch your car insurance right now and probably find a better deal. … Read More

You can’t (just) throw money at the problem

The first step in any goal may be the hardest, but to just throw money at the problem without doing the work is not the first step at all. … Read More

How AI can help you with financial wellness

With AI seemingly taking over the world, it’s worth asking if there are ways AI can help you with financial wellness. Spoiler: There aren’t. … Read More

3 reasons to fire your financial planner

A financial planner can be a valuable person to have, but they also might be wasting your time and money. If so, you may want to fire them. … Read More

Money on fire

5 things to ask yourself before taking out a business loan

A business loan can help you grow your business, or at least that’s what the banks say. Is it right for your business? Let’s break it down. … Read More

Would you ever want a personal loan?

Banks and credit unions will often offer you “personal loans”, but is there a worthwhile use case for them? … Read More

Does it matter if your Social Security number is stolen?

Your Social Security number, along with other personal information, has likely been stolen. What does this mean for you? … Read More

Claiming social security when married is very different

Knowing when to claim Social Security is complicated, but when you’re married and planning with your spouse, the calculation becomes harder. Please read my Disclosure Policy. Nothing here should be construed as financial advice. Please work with a professional before … Read MoreRead More

What King’s Quest taught me about financial wellness

I try to find some financial lessons from the King’s Quest adventure games from Sierra On-Line, and also plug an album containing my music. … Read More