No matter what your age is, young or old, there is always a benefit to opening (and funding) a Roth IRA if you’re able. Back in the days when I worked retail, I had a coworker who was of a … Read More … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Your car insurance doesn’t care about your loyalty
Despite talk of loyalty discounts, you can switch your car insurance right now and probably find a better deal. … Read More
You can’t (just) throw money at the problem
The first step in any goal may be the hardest, but to just throw money at the problem without doing the work is not the first step at all. … Read More
How AI can help you with financial wellness
With AI seemingly taking over the world, it’s worth asking if there are ways AI can help you with financial wellness. Spoiler: There aren’t. … Read More
3 reasons to fire your financial planner
A financial planner can be a valuable person to have, but they also might be wasting your time and money. If so, you may want to fire them. … Read More
5 things to ask yourself before taking out a business loan
A business loan can help you grow your business, or at least that’s what the banks say. Is it right for your business? Let’s break it down. … Read More
Would you ever want a personal loan?
Banks and credit unions will often offer you “personal loans”, but is there a worthwhile use case for them? … Read More
Does it matter if your Social Security number is stolen?
Your Social Security number, along with other personal information, has likely been stolen. What does this mean for you? … Read More
Claiming social security when married is very different
Knowing when to claim Social Security is complicated, but when you’re married and planning with your spouse, the calculation becomes harder. Please read my Disclosure Policy. Nothing here should be construed as financial advice. Please work with a professional before … Read More … Read More
What King’s Quest taught me about financial wellness
I try to find some financial lessons from the King’s Quest adventure games from Sierra On-Line, and also plug an album containing my music. … Read More