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Musings on personal finance and more...

Pouring the jug: How to handle when your income is irregular

I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More

Why we think that no one wants to work anymore

The current ongoing staffing and labor shortages lead some to assume that no one wants to work anymore, but the reality is much more damning. … Read More

How I paid off my $40,000 in student loans

The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. … Read More

What’s up with OregonSaves?

A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More

Is there a connection between student loans and mental health?

A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. … Read More

You might as well sign up for class action suits

You won't strike it rich, but for a few minutes of your time, a class action suit can be an easy payout, so it's probably worth it. … Read More

Student loan cancellation is dead: what now?

The Supreme Court has cancelled student loan cancellation. Here's what to do now that that particular plan is dead. … Read More

Is there an alternative? Stocks, inflation, and where to put your money now

With inflation and rising interest rates, some say that there are better places to put your money than stocks. I'm skeptical. … Read More

What is the minimum you could live on?

Determining the minimum amount of money you could live on is important for determining your emergency fund and other financial goals. … Read More

Should you move your emergency fund to an interest-earning account?

It's not important to earn interest on your emergency fund, but if there is no downside, then why not do so, now that rates are so high? … Read More

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