Spending more intentionally will allow you not only to enjoy restaurants more, but also enjoy them more frequently. … Read More
Blog
Blog
Musings on personal finance and more...
- September 18, 2023
- Mike Pumphrey
- Radical Finances
The Rule of 55 allows you to take penalty-free retirement distributions, giving you increased flexibility even in adverse circumstances. … Read More
- September 11, 2023
- Mike Pumphrey
- Radical Finances
PayPal eliminates the risk of fraud by safeguarding your payment information online, making paying with a debit card just as safe as anything. … Read More
- September 4, 2023
- Mike Pumphrey
- Radical Finances
A 401(k) loan is an enticing prospect during financial hardship, and may seem more preferable than a withdrawal, but the risks are vast. … Read More
- August 28, 2023
- Mike Pumphrey
- Radical Finances
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
- August 21, 2023
- Mike Pumphrey
- Radical Finances
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
- August 14, 2023
- Mike Pumphrey
- Connection
The current ongoing staffing and labor shortages lead some to assume that no one wants to work anymore, but the reality is much more damning. … Read More
- August 7, 2023
- Mike Pumphrey
- Radical Finances
The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. … Read More
- July 31, 2023
- Mike Pumphrey
- Radical Finances
A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More
- July 24, 2023
- Mike Pumphrey
- Awareness
A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. … Read More
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