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Musings on personal finance and more...

3 reasons to get a post office box

  I visited Portland for the summer before I moved there. While I was there, I signed up for a post office (PO) box for getting mail. My thinking was that it would be nice (and possibly advantageous) to jumpstart … Read MoreRead More

What to do about employee expenses

  I currently have a “day job”, as my own projects, such as my integrative financial coaching service, aren’t self-sustaining (yet). As part of this day job, I’m sometimes asked to travel. It’s always on the company dime, but nevertheless, it’s … Read MoreRead More

Why I love it when markets tank

Dollar cost averaging (DCA) can help you weather a bear market and make money in the long run no matter how the market performs. I just fired up the local news website and saw that the Dow, that oddly insufficient … Read MoreRead More

Did I take my own mortgage advice?

  So the papers are signed and the move is complete. I’ll be living out of boxes for what feels like forever, but that doesn’t matter. I’m a homeowner now. I’m also back into debt, as I have a mortgage now. … Read MoreRead More

The best time to travel is coming up soon!

  It’s getting to be my favorite time of the year in the US for flying! Planes will be empty, fares will be cheap, airports will be a breeze to get to and around in. I’ve already booked a flight, and … Read MoreRead More

One surefire way to pare down your possessions

  There’s a lot of talk these days about minimalism. Apparently, we’ve all gotten so good at acquiring stuff that there now is a trend toward pairing down. It used to be that whoever had the largest house, the biggest amount … Read MoreRead More

The mortgage: debt’s final boss character

  My friend Rami talks about many facets of life from the perspective of certain video games. And certain video game tropes do occassionally leak into other forms of art and even real life. For example, can anyone really read … Read MoreRead More

The homeowner’s “garden”: a little equity grows

  Have you ever bought a home? Well, if you only have a single full time job, and want another one on top of it, well, this is the plan for you. Everything in this process seems to have resulted … Read MoreRead More

Important versus urgent: Applying the Eisenhower Decision Matrix to your finances

  I’ve increasingly found it important to determine whether something is important or whether it is just urgent, as I think that we all (myself included) tend to confuse the two. I just recently learned that the matrix of the … Read More

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You don’t need a data plan

  I willingly raised my cell phone bill by 17% recently. That sounds punishing and predatory, until I tell you that it went from $30/month to $35/month. While my new plan had a limit of minutes and texts per month, … Read MoreRead More

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