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Blog

Musings on personal finance and more...

Eclipse

The new country I will travel to in 2019…or maybe 2020

Did anyone notice anything strange in the sky this past Monday? Or, failing that, did you notice anyone looking at the sky wearing (hopefully) something that looked uncannily like 3D glasses? Of course I kid. Over a large swath of … Read MoreRead More
Pool water

What if you can’t contribute to a 401(k)?

In my previous post, I talked about what to do if you’re ineligible for contributing to a Roth IRA. This most commonly is due to having an income over the limit set for those contributions. But just like you could … Read MoreRead More
Sand

What if you can’t contribute to a Roth IRA?

Roth IRAs are awesome. There’s just no other way that I can see that regular folks can invest in a way that lets money grow tax-free, without any Required Minimum Distributions or anything like that. Plus, a retirement account where … Read MoreRead More
Boeing Jet

Forget Amazon, I’m going with Jet

I talked about how Amazon has recently taken to requiring you to join Amazon Prime in order to purchase some of its products. To me, that seemed like a bridge too far. And so I began researching alternatives to Amazon. … Read MoreRead More

Why Amazon is starting to remind me of the mob

If you recall my time on the Slow Carb Diet, you may recall that I’m a big fan of Vega protein powder. The one I use has a good amount of greens and antioxidants, a tasty flavor without sugar, and … Read MoreRead More
Jumper cables

How I handled my most recent impulse purchase

Once every six months or so, I drain my car’s battery. This isn’t an intentional thing, mind you. It’s just that I leave my car’s internal dome light on, and then go about my day, sometimes a few days, before … Read MoreRead More

How to know when to make an impulse purchase

Ramit Sethi, the I Will Teach You To Be Rich guy, has a rule about books: If you’re “thinking about” buying a book, just buy it. Don’t waste 5 secs debating. Even 1 idea makes it worth it. I may … Read MoreRead More
Space Mountain

Here’s how I’m going to get a Tesla

I’m not a “car guy”. I understand that there’s an aesthetic about “acceleration” and “handling”, and how a car “feels”, but I’ve always just wanted one to get me from A to B in relative comfort and without breaking down. When … Read MoreRead More
72

Why I love the Rule of 72

WARNING: This post contains math. (But you knew this with a title like that.) How long will it take an investment to double? It’s a good question. And while doubling itself isn’t the most important aspect of an investment, it’s a … Read MoreRead More
Orange

In defense of rounding

If you’re used to just “not worrying” about money (which can ironically make one pretty anxious) or just wanting to “let things happen”, my suggestion that you track all of your spending (all of it, every purchase, every month, forever) … Read MoreRead More

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