In a perfect world, no one would have any right to know what I buy, where I go, and what I do unless I gave them that access. This seems rather quaint now. Today, everything you do is scrutinized, advertised, … Read More … Read More
As I’ve stated before, I have a natural built-in aversion to many insurance products. Mainly, this is because they are so heavily marketed and advertised (and you know how I feel about that). I just am usually not convinced that … Read More … Read More
I feel like there are a lot more radio programs of a financial nature than there used to be. This might be a confirmation bias, in that I’m seeking these things out. I could just as easily say that I … Read More … Read More
Haggling for purchases is a great idea. Not only does it allow the obvious benefit of getting something for less than the original price, but it also forces you to decide how much you want something, and forces you out … Read More … Read More
I recently got some pushback about using debit cards. I always appreciate this. I want ideas to be battle-tested, and I welcome the opportunity to think critically about decisions I’ve made and suggestions I’ve given. I don’t need everyone to … Read More … Read More
I spent roughly $600 to recover personal files from a dead hard drive. Now, $600 is a lot of money. It was half of the price of my first car when I bought it. It was more than what my … Read More … Read More
So as I reported earlier, a hard drive containing valuable personal files died on me recently. I thought I hadn’t backed up in a few months, which would have been hard enough, but it turns out that I hadn’t backed … Read More … Read More
Paying off debt is hard. Chances are that you have debts in a number of different places (car, student loan, credit card, and even perhaps medical or personal debts as well), all of which have different payment dates, rates, and … Read More … Read More
Do you have a really big debt? I do. It’s called my mortgage. Last year, I was able to successfully pay down my mortgage such that my loan-to-value ratio (essentially, the percentage of how much I owed on my home) hit … Read More … Read More
Every year, amid the discussion of taxes and rebates and the like, there is usually a talking point that goes like this: “Getting a rebate of any amount is a bad idea, because all you’re doing is giving the government … Read More … Read More
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