Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

Compact disc

Is a CD worth it?

I’ve talked about savings accounts and checking accounts and when you want to put money in one versus the other. I’ve also talked about how you can benefit from using an online savings account to get a better interest rate … Read MoreRead More

ATM receipt

It is possible to have too much float

It’s important to have enough money in your account to not have to worry when your bills are paid, but too much float brings problems too. … Read More

Blocks

The internet really doesn’t want you to be untraceable

Right after I started using a VPN for all my internet traffic, so that I could remain anonymous in my browsing habits, I started having technical troubles. It started with Amazon. I don’t shop Amazon all that much (I think … Read MoreRead More

How to find out if you (or anyone really) are owed money by the state

I still fondly recall those late night TV infomercials about how you can get free money from the government. Now, as I’m learning, there may be something to all that. Because it turns out there are legitimate, state-run websites out … Read MoreRead More

Pretty nature view

For always there will be greater and lesser persons than yourself

I definitely found myself struggling around writing the following phrase in my previous post on signing up for an advanced personal finance course: And, I’ll be honest, I don’t know a lot of people who are in my situation. Which … Read MoreRead More

Limassol

Why I’m signing up for a personal finance course

UPDATE (January 27, 2020): Finally published a review of this course. Michael Hyatt, the author and publisher, likes to say that “not all readers are leaders, but all leaders are readers“. By this, I’ve always interpreted it to mean that … Read MoreRead More

Prius toy car

Why buying my car wasn’t (totally) a good financial decision

I own a 2004 Toyota Prius. It’s not a flashy car, at least it isn’t these days. It’s two models behind the current Prius, for one, and the Prius brand isn’t as flashy as, say, Tesla, these days. But I’m … Read MoreRead More

Road atlas

Why it’s okay to make a bad financial decision (sometimes)

I was pretty hard recently on people leasing cars. That’s because I feel very strongly about how it’s a decision that can have a significant negative financial effect on one’s life. And not only that, but the implications of and … Read MoreRead More