Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

You paid your student loans. Others won’t. How is that for you?

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Hearing of borrowers getting their student loans forgiven can be hard for those who paid all of theirs off, but here’s why it’s good for you. With regularity, there are stories coming out that more and more people are having … Read More … Read More

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How to find out if you have secret savings bonds

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The U.S. Treasury has a site called “Treasury Hunt” where you can find out if you have savings bonds in your name (or not). When I was a kid, I remember there was a special on TV called “The Mystery … Read More … Read More

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Why you should connect with your partners around money

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Many in relationships avoid talking about money with their partners, but this can cause unnecessary conflict and prevent greater connection. The statistics are clear: Money is the biggest source of stress for those in the U.S.A. And money is the … Read More … Read More

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Even when things go wrong, the world is an amazing place

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A brief meditation on perspective when things go wrong, in that so much that we don’t notice continues to be not only right, but amazing. My laptop died this past week. I was already planning on upgrading, as I knew … Read More … Read More

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What are the credit cards I use in my business?

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Take a look behind the scenes and learn about the credit cards I use in my financial coaching business and why. I started my financial coaching business informally almost a decade ago, but it was a few years later that … Read More … Read More

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What are your big money moves?

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I discuss the high-level “money moves”, the important decisions you can make that will be the most impactful in your financial life. I hope by this point you’re not under the belief that just by cutting out coffee or by … Read More … Read More

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The Target problem: Managing (over)spending at the Everything Store

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Target and other big retailers that sell a wide range of products present a challenge to those who wish to track their spending. Target has been around for decades, but it only hit my radar in college, when the first … Read More … Read More

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Debunking Ben & Arthur: How to win at investing even if you start later

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The parable from the Dave Ramsey team about Ben and Arthur is fatally flawed, which is good news for pretty much everyone. Everyone knows that you should start saving for retirement early. And that makes sense. The sooner you start, … Read More … Read More

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Going for my AFC certification: How I got my 1,000 hours

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I detail how I met the 1,000 Experience Hours requirement to become an Accredited Financial Counselor (AFC). Two years ago, I decided to get my Accredited Financial Counselor (AFC) certification. While I believe that you don’t need official credentials to … Read More … Read More

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Why inflation might worry you (but probably shouldn’t)

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I wade into popular economics to interpret recent higher inflation rates, to see if there is any merit in being concerned. I remember my first savings account that my parents opened for me when I was a kid. It was … Read More … Read More

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