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Musings on personal finance and more...

Why I don’t have to lie anymore

One surprising benefit of being able to help people through their own money struggles is that I don’t need to lie anymore in my work. I was recently in a meeting for financial coaches in private practice, and one those … Read MoreRead More

Going for my AFC® certification: one year later

A year ago, I started going for my AFC® certification. Here is an update on how it’s going and what I’ve learned in the process. Last year, amidst a fair amount of personal turmoil (and not even talking about the … Read MoreRead More

Developers and tech workers: What are you doing with your money?

I spent over a decade working in software startups in the tech industry. Now I help those working there manage their money more effectively. I worked in the tech startup industry for a dozen years. That’s an eternity in tech … Read MoreRead More

How to make more impactful financial decisions

Many financial tasks feel impactful but aren’t. Learning to spot the difference can help you make more impactful decisions. David Bach is a bestselling personal finance author who, among much else, is known for his idea that the money you … Read MoreRead More

You say “Socialism” like it’s a bad thing: Epithets and critical thinking

Using speeches from Harry Truman and Ronald Reagan, I show that the word “socialism” has long been used to shut down critical thought. Words have power. You can use words to build an argument and make people feel good, or … Read MoreRead More

Are your employees worrying about money?

A report on employees worrying about money at work suggests that employers should offer financial wellness as an employee benefit. I can help. Are your employees worrying about money? The answer is probably yes. If everyone wasn’t already worried, the … Read MoreRead More

Can you imagine life without debt?

Being able to envision what it would be like to be free from debt can help motivate you to take the steps necessary to make it a reality. For many, debt is a way of life. Or rather, it has … Read MoreRead More

How to Start: A beginner’s guide to managing your money

An overview of the first steps on the path to financial wellness, aimed at those who are just getting started. Recently, I was asked about what to do if you’re just getting started thinking about working on your finances. This … Read MoreRead More

The American Rescue Plan diffuses a student loan tax bomb

The American Rescue Plan signed by Joe Biden makes student loan forgiveness tax-free, which has huge implications for millions of people. Boy, it’s nice to have adults running this country again, isn’t it? Paul Krugman of the New York Times … Read MoreRead More

Is it time for a Slow Shipping movement?

I propose the creation of a Slow Shipping movement, like the Slow Food movement, to promote the pleasure of waiting for items to arrive. Have you heard of AliExpress? I hadn’t until recently. As far as I can tell, it’s … Read MoreRead More

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