There are two types of IRAs (Individual Retirement Arrangements): Traditional and Roth. Which one is right for you? … Read More
Blog
Blog
Musings on personal finance and more...
- August 11, 2025
- Mike Pumphrey
- Radical Finances
Stagflation is where a stagnant economy also contains rising inflation. It's bad, but you can take steps to protect yourself and your money. … Read More
- August 4, 2025
- Mike Pumphrey
- Awareness
I talk about money dysphoria, who it affects, its likely causes, how it manifests itself, and what to do about it. … Read More
- July 28, 2025
- Mike Pumphrey
- Decisions
One exercise I do with my coaching clients very early on is to figure out their three financial goals. I encourage you to do the same. … Read More
- July 21, 2025
- Mike Pumphrey
- Decisions
Companies talk a lot about how to reduce friction when it comes to spending. But is that really benefiting you? … Read More
- July 14, 2025
- Mike Pumphrey
- Decisions, Uncategorized
"Cancel cosplay" is a widely-accepted but pointless role-playing, where you pretend to cancel a subscription, and they try to win you back. … Read More
- July 7, 2025
- Mike Pumphrey
- Awareness
Congress has just passed the One Big Beautiful Bill Act. Is it as bad for you as people are saying? … Read More
- June 30, 2025
- Mike Pumphrey
- Decisions
A benefit of Buy Now Pay Later services is going away, as a delinquent borrower's credit score will now be affected. … Read More
- June 23, 2025
- Mike Pumphrey
- Awareness
Buying gold bars at Costco was a trend a year ago, but since gold's price rise, you might be wondering if you should get in now. … Read More
- June 16, 2025
- Mike Pumphrey
- Awareness
With AI becoming mainstream, the question is whether it will lead to mass job losses. Despite the evidence, I don't think it will. … Read More
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