Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

The “dumb money” moves on: The rise of prediction markets

Prediction markets are seeing a huge influx of money, as people decide to “bet on everything”. But I say this is more of a bet on nothing. … Read More

The state of student loans in 2026

If you haven’t been keeping up, here is some news regarding the laws and repayment options around student loans in 2026. … Read More

7 ways to earn miles and points without using credit cards

Think you have to use credit cards to get miles and points? Think again. Here’s how to do it without using credit cards. … Read More

Are you too late for the gold rush?

The price of gold hit $5,000 an ounce recently, a remarkable rise in price. Was it foolish to sit this rally out? I recently watched a Dave Ramsey video from 2023, where a caller asks whether he should put some … Read MoreRead More

A quick primer on retirement accounts

If the suggestion to “save for retirement” has you wondering where this money goes, here’s a primer on the different retirement accounts. … Read More

It’s now cheaper to rent than to buy

For most people in most places in the U.S., it is less expensive to rent a home rather than buy it. Will it be this way for the long term? … Read More

One year later: Can you save money with peak/off-peak energy pricing?

I’ve spent the last year with peak/off-peak pricing on my electric bill. I dig into the data to see whether it can save you money. … Read More

How to practice abundance through quick travel

You might say that abundance is taking a long trip, but I say that a quick travel is even more in keeping with an abundance mindset. … Read More

Year in review: The best posts of 2025

I review the best posts of 2025, including the posts you clicked on the most and the ones I liked the best. … Read More

The three financial challenges, and how to know which one you have

There are three types of financial challenges, and each one has a different solution. Let’s look at which one applies to you. … Read More