What’s the purpose of life insurance? It’s to help replace your income to your beneficiaries in case of your death. With regard to the giant payout that a term life policy generates, if invested properly, not only can it be … Read More … Read More
Life insurance is the teeth-flossing of financial products. It’s something you know you need to deal with, but you really don’t want to. Luckily, unlike flossing, there are those who don’t really need it. The question about life insurance is … Read More … Read More
I wrote about how to choose a deductible. Here is the equation we came up with. Choose a higher deductible over a lower one when: In general, I recommend higher deductibles over lower ones. A $1,000 deductible might seem … Read More … Read More
WARNING: This post contains math. My car was hit the other day. We got a freak snow storm here in normally-rainy Portland, and people do not know how to handle driving in this weather. (To be fair, Oregon doesn’t salt … Read More … Read More
It’s a drag to have to pay for public transit, right? I know the feeling. As a teenager, I could certainly have put that money to different uses. When I first went to Europe and discovered transit systems that … Read More … Read More
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