Radical Finances

Fishing partners

Why can’t we talk about money with our partners?

I’ve talked about why it’s so hard to share financial struggles with your friends and peer group. But surely you can talk to a partner right? This is a person with which you want to travel through life. And yet, this … Read MoreRead More

Old car in field

Why can’t we talk about money with our friends?

Do you have someone you can talk about money with? Notice that before you can answer that question, we actually need to specify what kind of conversation we’re having. “Talking about money” can mean not only the nuts and bolts … Read MoreRead More

Sailboats

How to open a Roth IRA with Vanguard

I’ve made no secret about a number of things: Retirement planning is something we need to do, and right now. The best way for everyone to plan for retirement is through investing. A Roth IRA is an investment vehicle that … Read MoreRead More

Hotel sign

How I redeemed my points from the Priceless Surprises promotion

Earlier this year, I talked about the Priceless Surprises promotion. Put on by Mastercard and IHG, the company behind Holiday Inn and a bunch of other brands, this sweepstakes was ostensibly about staying at lots of hotels, but had a … Read MoreRead More

Mountain Climbing

The resolve of the mountain climber, or how to deal with financial overwhelm

I think of building wealth and becoming financially secure as a process not unlike climbing a mountain. It’s a big one, and it’s hard going, and it involves a lot of successes and setbacks along the way. The top of … Read MoreRead More

Bucket being filled

How to pay for non-emergencies

We know what an emergency is. It’s an incident that is both unexpected, urgent, and unavoidable (and unfortunate). When you have an emergency, you use money from your emergency fund. (And if you have debt, here’s how you can still … Read MoreRead More

Ambulance

What to do when you have an emergency

Emergencies happen. We can minimize our exposure to incidents as best we can, but there are some things that we can’t control. That’s why they’re emergencies. We can debate what counts as an emergency. For example, I don’t believe wear-and-tear … Read MoreRead More

Explosion

The debt blunderbuss, or can you have an emergency fund and still pay off debt?

There is a financial cage match article that I can’t write: debt vs. the emergency fund. It’s not hard to see why there isn’t a one-size-fits-all answer to question of what comes first before the other. How much debt you … Read MoreRead More

Seed sprouting

If you feel like you have too much debt to ever save for retirement

Debt reduction and wealth building are part of the same process, so you are working toward your money goals even if you don’t think you are. I believe retirement is possible for us. But at the same time, I’m on … Read MoreRead More

Is retirement possible?

Retirement is a scary thing to think about. Many people think that they’ll never be able to retire, that they will be forced to work until they die. But it’s worth taking a look at what retirement is and whether … Read MoreRead More