Decisions

Man working out

How companies make money from you forgetting

I recently logged in to view may checking account balance. While there, I noticed a $19.99 purchase from the site Daily Burn. I sighed. This was the second time this month that I had received a recurring charge from a … Read MoreRead More

Rocks balanced

Which would you choose: FSA or HSA?

Not long after I figured out that I would pass the HSA testing period, I received an interesting and oblique note from my HR department. Paraphrasing here, it said that in the new year they would be evaluating the current … Read MoreRead More

Coinstar is for wimps. Count your own change.

Okay cadets, get in formation! We’ve got work to do. Fallllll in! Graaaaaab rolls! Coooooount coins! Sorry, I was just having fun for a change. (Sorry about that too.) … Read More

Fin rock

“How I made $200,000 and grew my audience from 50 to 50,000 in 13 months!” and other things I ignored at FinCon 2018

I’m just getting back from FinCon 2018. What a blast! Some previous posts about FinCon: Is it already FinCon 2018? A confession of unintentionality Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017 FinCon is … Read MoreRead More

Robot

Why not use a robo-advisor?

So as I mentioned in my last post, my day job started offering a 401(k) recently. Finally! It’s been very relieving, as it allows me to put more tax-advantaged money away for retirement, which, as you might imagine, is pretty … Read MoreRead More

Limassol

Why I’m signing up for a personal finance course

UPDATE (January 27, 2020): Finally published a review of this course. Michael Hyatt, the author and publisher, likes to say that “not all readers are leaders, but all leaders are readers“. By this, I’ve always interpreted it to mean that … Read MoreRead More

Prius toy car

Why buying my car wasn’t (totally) a good financial decision

I own a 2004 Toyota Prius. It’s not a flashy car, at least it isn’t these days. It’s two models behind the current Prius, for one, and the Prius brand isn’t as flashy as, say, Tesla, these days. But I’m … Read MoreRead More

Road atlas

Why it’s okay to make a bad financial decision (sometimes)

I was pretty hard recently on people leasing cars. That’s because I feel very strongly about how it’s a decision that can have a significant negative financial effect on one’s life. And not only that, but the implications of and … Read MoreRead More