So as I mentioned in my last post, my day job started offering a 401(k) recently. Finally! It’s been very relieving, as it allows me to put more tax-advantaged money away for retirement, which, as you might imagine, is pretty … Read More … Read More
Decisions
What if you don’t have a bank account?
I was on the bus the other day when I overheard the two people, a young man and woman, in front of me talking about a paycheck. “Yeah, I just got paid, but now I have to see if some … Read More … Read More
Surprises, or Why you need more float in your account
In my last post I talked about very nearly overdrafting my account. It would have been more embarrassing than anything else had it happened—I haven’t overdrafted an account in over two decades—but it wouldn’t have caused any big problems. I … Read More … Read More
Why I’m signing up for a personal finance course
UPDATE (January 27, 2020): Finally published a review of this course. Michael Hyatt, the author and publisher, likes to say that “not all readers are leaders, but all leaders are readers“. By this, I’ve always interpreted it to mean that … Read More … Read More
Why buying my car wasn’t (totally) a good financial decision
Why it’s okay to make a bad financial decision (sometimes)
Why not lease a car and then buy it?
Here are 4 reasons to lease a car
So your car is dying, and you have decided that you need a new one. You’ve looked at buying used, you’ve looked at buying new, and then you’ve also thought of leasing. Is leasing right for you? … Read More
When savings rates change, is it time to switch banks?
So we all now know to not keep our savings in a big bank, or other entity that clearly doesn’t care about keeping your business. But what if you’ve already done this? What if you have your savings accounts in … Read More … Read More
It’s not worth it to be dishonest
I just finished reading The Big Short, about the U.S. mortgage bubble/crisis in the late 2000s. I don’t know how I never got around to reading it before now, but there’s always more books to read. It’s hard not to … Read More … Read More