Millennials have gotten the short end of the economic stick for most of their adult lives. But this bad luck might be about to change. … Read More
Awareness
3 reasons to ignore your bank’s spending categories
You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More
What is the I.B.E. Method for building wealth?
I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More
40 year mortgages are here (maybe). Would you want one?
To help more people afford homes, there is talk of a new 40 year mortgage product. This of course would not help who it is supposed to. … Read More
Do you know the difference between your needs and wants?
Spending can often be seen as a tension between “needs” and “wants”, but aside from a few exceptions everything is a “want”. And that’s okay. … Read More
Would you even want to earn $1 million a year?
How massive income (like $1 million a year) sounds great in theory, until you learn what you need to do to get there. … Read More
Hurting the poor: Another case against credit cards
You may think that by paying off credit cards that the only one that loses is the credit card company. But interchange fees say otherwise. … Read More
Your funds are safe: Why the FDIC is amazing
A bank run and collapse just reaffirms why the Federal Deposit Insurance Corporation (FDIC) is an amazing benefit to consumers. … Read More
