You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More
Awareness


What is the I.B.E. Method for building wealth?
I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More

40 year mortgages are here (maybe). Would you want one?
To help more people afford homes, there is talk of a new 40 year mortgage product. This of course would not help who it is supposed to. … Read More

Do you know the difference between your needs and wants?
Spending can often be seen as a tension between “needs” and “wants”, but aside from a few exceptions everything is a “want”. And that’s okay. … Read More

Would you even want to earn $1 million a year?
How massive income (like $1 million a year) sounds great in theory, until you learn what you need to do to get there. … Read More

Hurting the poor: Another case against credit cards
You may think that by paying off credit cards that the only one that loses is the credit card company. But interchange fees say otherwise. … Read More

Your funds are safe: Why the FDIC is amazing
A bank run and collapse just reaffirms why the Federal Deposit Insurance Corporation (FDIC) is an amazing benefit to consumers. … Read More

There is no failure in financial wellness

Going Plaid: Would you give up your bank login credentials?
A service called Plaid wants to connect to your bank account with your username and password. What could possibly go wrong? Another day, another Silicon Valley company that seeks to take a system that functioned and insert themselves into it, … Read More … Read More

Your tech job is not secure
The tech sector has started embarking on widescale job layoffs, which is as unfortunate as it is completely expected. Congrats! There’s a good chance that you’ve been laid off recently. This is especially true in the tech sector, where, according … Read More … Read More