Awareness

3 reasons to ignore your bank’s spending categories

You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More

What is the I.B.E. Method for building wealth?

I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More

40 year mortgages are here (maybe). Would you want one?

To help more people afford homes, there is talk of a new 40 year mortgage product. This of course would not help who it is supposed to. … Read More

Do you know the difference between your needs and wants?

Spending can often be seen as a tension between “needs” and “wants”, but aside from a few exceptions everything is a “want”. And that’s okay. … Read More

Would you even want to earn $1 million a year?

How massive income (like $1 million a year) sounds great in theory, until you learn what you need to do to get there. … Read More

Hurting the poor: Another case against credit cards

You may think that by paying off credit cards that the only one that loses is the credit card company. But interchange fees say otherwise. … Read More

Your funds are safe: Why the FDIC is amazing

A bank run and collapse just reaffirms why the Federal Deposit Insurance Corporation (FDIC) is an amazing benefit to consumers. … Read More

There is no failure in financial wellness

Learning how to manage your money better will take time, just like any new skill. Because of this, there is no such thing as failure. I received a very interesting question from a potential client on a recent consult. Now, … Read MoreRead More

Your tech job is not secure

The tech sector has started embarking on widescale job layoffs, which is as unfortunate as it is completely expected. Congrats! There’s a good chance that you’ve been laid off recently. This is especially true in the tech sector, where, according … Read MoreRead More