Awareness

It’s not what you think: Store closings and retail crime

Recent store closings said to be due to theft and organized retail crime are misleading, meant to shift blame away from the businesses. … Read More

Is there a connection between student loans and mental health?

A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. … Read More

You might as well sign up for class action suits

You won’t strike it rich, but for a few minutes of your time, a class action suit can be an easy payout, so it’s probably worth it. … Read More

Is there an alternative? Stocks, inflation, and where to put your money now

With inflation and rising interest rates, some say that there are better places to put your money than stocks. I’m skeptical. … Read More

Was the student loan moratorium bad for borrowers?

It’s hard to argue that the student loan payment moratorium was somehow bad for borrowers. But some economists are still trying. … Read More

Will millennials benefit from the largest wealth transfer in history?

Millennials have gotten the short end of the economic stick for most of their adult lives. But this bad luck might be about to change. … Read More

3 reasons to ignore your bank’s spending categories

You should decide your own categories based on your specific situation. Also, your bank will always be wrong. … Read More

What is the I.B.E. Method for building wealth?

I describe the method I’ve used for over a decade on how to take control of your financial life so that you have the money you need to spend on what you want. … Read More

40 year mortgages are here (maybe). Would you want one?

To help more people afford homes, there is talk of a new 40 year mortgage product. This of course would not help who it is supposed to. … Read More

Do you know the difference between your needs and wants?

Spending can often be seen as a tension between “needs” and “wants”, but aside from a few exceptions everything is a “want”. And that’s okay. … Read More