Awareness

Your tech job is not secure

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The tech sector has started embarking on widescale job layoffs, which is as unfortunate as it is completely expected. Congrats! There’s a good chance that you’ve been laid off recently. This is especially true in the tech sector, where, according … Read More … Read More

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Knowing is better than not knowing

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Avoidance is common is personal financial matters, but even though it’s momentarily painful, it’s always better to know where you stand. One of the most common stances that people have toward money is avoidance. It’s so common that I have … Read More … Read More

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Past due: What to do when you’re behind on your debts

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Getting current with past due debts is one of the most urgent tasks for you to take care of, pretty much before you do anything else. I’ve talked about how to pay off debt. That’s that “debt snowball” thing you … Read More … Read More

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2022 in review: Best posts of the year

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I recap the best posts of 2022, including the ones my readers liked and the ones I’m most proud of. Happy end of the year! It’s been a good year for me. After more than two years of work, I … Read More … Read More

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How to prepare for the next surge in gas prices

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Gas prices won’t be lower for long. Here’s how to handle what happens the next time there’s a surge in gas prices. Gas prices are up. Then they’re down. Then they’re up. Then they’re down up down. At the very … Read More … Read More

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Desperation is not a financial strategy

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Crypto and other Hail-Mary financial plays show that many of us aren’t greedy, but desperate. But desperation will make the situation worse. By now you’ve all probably heard about the latest failure of a crypto exchange, FTX. Even if you … Read More … Read More

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Why the 30 year mortgage is actually uncommon

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The U.S. is an outlier in offering a 30 year mortgage. Here’s why that is, and why you still want to be able to pay it off faster. It’s official: 30 year fixed-rate mortgages in the U.S. have reached 7%. … Read More … Read More

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Why we believe people are rich or poor is changing

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I look at three studies by the Pew Research Center on how our beliefs on why people are rich or poor are evolving, and in a promising way. I know in my heart of hearts that the vast majority of … Read More … Read More

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Why everything today is more unaffordable

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If you think people today are finding that homes, cars, and student loans are unaffordable, well, you’re right. Have you ever watched Company Man on YouTube? His videos take a look at businesses, primarily restaurants, and talks about how they … Read More … Read More

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