Banks and credit unions will often offer you “personal loans”, but is there a worthwhile use case for them? … Read More
Awareness
Does it matter if your Social Security number is stolen?
Your Social Security number, along with other personal information, has likely been stolen. What does this mean for you? … Read More
What King’s Quest taught me about financial wellness
I try to find some financial lessons from the King’s Quest adventure games from Sierra On-Line, and also plug an album containing my music. … Read More
The “SAVE” plan in peril: Why you can’t bank on student loan forgiveness
The SAVE plan, which would have reduced or eliminated debt payments for student loan borrowers is put on hold indefinitely. … Read More
There is no shame in filing for unemployment (or other benefits)
We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More
Self-care is not doom spending
Self-care is an important part of life, and it’s okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More
Are you doom spending?
A phrase, doom spending (or doomspending) gets to the heart of the hopelessness people face about their finances and their future. … Read More
Was the 401(k) a mistake?
The 401(k) is the best option that most people have for saving for retirement. But its introduction may have been a mistake. … Read More
What to do if your information is found on the dark web
How to keep yourself safe in the hyperbolic world of credit alerts and potential dangers, specifically surrounding the dark web. … Read More