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Musings on personal finance and more...

You may be lonely, but not forever

  It’s going to happen. As you forge your own path, as you say no to what people around are saying yes to (and vice versa), some people are bound to not understand. You’re going to get resistance. “That’s not … Read More … Read More

Lessons from a burning building

A parable about change and what it takes to be able to make it happen, from the perspective of the ledge of a building. Have you ever wondered how someone could jump off the ledge of a building that’s on … Read More … Read More

Your electronics buying guide

  My MP3 player died recently. It died a valiant death after a good seven years of use. Actually, it was closer to a decade, since I bought it used. And while I was sad, I can’t say that I … Read More … Read More

How school failed us

  I always loved school. Did I just lose you? If so, that’s okay, see you next time. … Read More

How to use induced demand to your advantage

  In my last post I talked about induced demand, the counter-intuitive idea that when there is a greater supply of a resource, more of it is used.  I see this most often in discussion of transportation issues, where people … Read More … Read More

What highway congestion can teach you about your goals

  Many of you spend a large chunk of your life stuck in traffic.  And I feel for you; I lived in New York City with a car for seven years, and while I never commuted to work using my … Read More … Read More

Why reaching your goal isn’t the goal

  Hopefully by now, the new year has gotten off to a good start.  If you’re in school you’re either back at your desk or are soon to be there.  If you’re at a standard job, you’re back at it, … Read More … Read More

My wishes for you in the new year

  We all know the inadequacies about resolutions.  They are too pithy, too obvious, too banal, and they just don’t work. Nevertheless, I do think that the end of the year is a good time for reflection. … Read More

How to handle unstructured time (when you finally get it)

  Busy.  That’s one word that seems to always follow us around.  How are you doing?  “Busy.”  What have you been up to?  “Man, I’ve been really busy.”  How come I don’t hear from you anymore?  “Sorry, I’ve just been … Read More …

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Your credit card company thanks you for your generous donation

  Dearest cardholder, On behalf of everyone here, we want to thank you for your support and donations this year. While the recession has produced a drop in giving over the past few years after its peak in 2007, your … Read More … Read More

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