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Musings on personal finance and more...

What do you value?

  Joe Biden, the current US Vice President as of the time of writing (and possibly the most famous person from Delaware), is on record with a great quote: “Don’t tell me what you value. Show me your budget, and … Read MoreRead More

Why cities are better experienced on the surface

  I talked about bike share in New York City, and how it has the potential to change the fabric of the street. But I also didn’t test it out myself, as I lacked a helmet. Lame, I know, but … Read MoreRead More

Why bike share will change cities (for the better)

  New York City has recently rolled out a new bike sharing program. Bike share is something that even bike-crazy Portland doesn’t yet have, and as I’ve been in NYC this past week, I was very curious about it. Plus … Read MoreRead More

What is the difference between a friend and a love?

  The standard social model is as follows: You have a large number of acquaintances, followed by a smaller number of close friends, and then at the top: the single solitary love. Putting aside the acquaintances for now, it’s the … Read MoreRead More

On losing a friend

  I’ve talked before about being grateful: for your health, for your security/safety, for your freedom, but most of all for your friends and family. You may think that your most important work is your job, career, hobbies, or art, … Read MoreRead More

How much float do you need?

  In my last post, I talked about the importance of having “float” in your checking account. Float is that extra cushion of money in your account that’s above and beyond the money that comes in from your income. The … Read MoreRead More

Why you need float in your account

  If you’re most people, you have a single checking account that you use as your primary reserve of money. (If you don’t have a checking account and live out of the contents of a cookie jar, that’s a little … Read MoreRead More

Why rail trails are great, sort of

  The Springwater Corridor Trail is a rail trail in the Portland area. It starts out on the eastern waterfront, and follows the Willamette River south for about 4 miles before turning inland along Johnson Creek, through the towns of … Read MoreRead More

If you’re not doing it, stop

  I like to think about ways to get myself people to accomplish things and not just say that I’m they are “going to, someday”. I’m fascinated by what it is inside ourselves that causes us to self-sabotage. (The book … Read MoreRead More

Is there ever a reason to buy a new car?

  New cars are alluring. Who can deny that? The combination of something being all new, mixed with the sense of freedom (real or imagined) creates an intoxication that is hard to resist. Notice I said “intoxication.” Like lots of … Read MoreRead More

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