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Blog

Musings on personal finance and more. Not written with AI since 2012.

Scribble Squiggle

Getting rid of PMI (part 2): The M stands for “misdirection”

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Part of a series: Getting rid of PMI (part 1): The P stands for “parasite” Getting rid of PMI (part 2): The M stands for “misdirection” Getting rid of PMI (part 3): The I stands for “I already told you” … Read More … Read More

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Exasperated face

Getting rid of PMI (part 1): The P stands for “parasite”

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Part of a series: Getting rid of PMI (part 1): The P stands for “parasite” Getting rid of PMI (part 2): The M stands for “misdirection” Getting rid of PMI (part 3): The I stands for “I already told you” … Read More … Read More

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Desk and contract

Why I charge for my services

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I am not good at asking for money. If you want an example of my personal hell, it would be to be one those of people who stand on street corners and accost you as you pass. “Hey friend! You’re … Read More … Read More

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Horsemen

The two unsung horsemen of accomplishment

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We all know what we need to do. But a lot of the time, we just don’t do it. Some of the reasons are well-trodden and known. We’re all busy, we’re all stressed, we’re all tired. There’s not much that … Read More … Read More

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I’m getting a new phone!

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With the new year approaching, it’s time not only to reflect on the year that’s passed, but it’s also time to look at where you are today and see if it’s still working for you. What would you like to … Read More … Read More

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Machu Picchu cliff

The hesitation before putting extra money toward a big goal

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Recently, I found myself in the situation where I had a little extra money. Not a ton, you understand, but it felt significant to me. Now, as I’ve argued before, the first thing you do when you receive an unexpected … Read More … Read More

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Vishu Kani

Year in review 2016: Your top 10 favorite posts

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I wrote about my favorite posts for this year. But what about yours? Just like I did in 2015, 2014, and 2013, I ran a report and came up with the ten most-read posts for this year. … Read More

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Year in review 2016: My top 10 favorite posts

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What a year it’s been. This site has now been humming along for over four years now. As I continue to post twice per week, that means that there are over a hundred posts on this site over the past … Read More … Read More

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Conference badges

I’m going to FinCon 2017!

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If there’s anything I know a lot about, it’s that there are so many ways that we are enticed to spend money. I know how advertising works. You are shown something that makes you feel like you want/need some thing or … Read More … Read More

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Rebate sign

Fortune favors the diligent

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Recently, I was at one of my favorite pizza places in town (try the vegan ranch, seriously!). I dug out a filled-out punch card and so got one of the slices for free. I then paid for the remaining balance … Read More … Read More

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