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Musings on personal finance and more...

Turtle

5 things about money that are strange when you start to think about them

I typically think about money in terms of what it can do for people, but sometimes, I think about money itself, in the abstract. Kind of like this guy: Watch this video on YouTube Okay, actually not at all like … Read MoreRead More
Tarot cards

How to know when it’s time to get conservative about investing for retirement

The conventional wisdom when it comes to investing for retirement, is that you to start out with more risky/lucrative investments when you’re young and can afford to take more risks, and then over time move into more conservative prospects, towards … Read More

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Remember who you’re doing it for

We talk so much about getting on track with your finances, making progress, breaking old behaviors and forming new patterns. We know why we’re doing it, usually. For me, I believe we’re doing all this so that we can feel … Read MoreRead More
Trophies

Getting rid of PMI (part 5): The moment of truth?

Part of a series: Getting rid of PMI (part 1): The P stands for “parasite” Getting rid of PMI (part 2): The M stands for “misdirection” Getting rid of PMI (part 3): The I stands for “I already told you” … Read MoreRead More
White Cliffs of Dover

Getting rid of PMI (part 4): Hard work vs. a risky shortcut

Part of a series: Getting rid of PMI (part 1): The P stands for “parasite” Getting rid of PMI (part 2): The M stands for “misdirection” Getting rid of PMI (part 3): The I stands for “I already told you” … Read MoreRead More

Getting rid of PMI (part 3): The I stands for “I already told you”

Part of a series: Getting rid of PMI (part 1): The P stands for “parasite” Getting rid of PMI (part 2): The M stands for “misdirection” Getting rid of PMI (part 3): The I stands for “I already told you” … Read MoreRead More
Train track junctions

6 example ways to invest your 15%

Save 15% for retirement. You’ve heard it all before. And now you know how you determine how to determine which investment vehicles comprise that 15%. But with so many different options and scenarios, it’s easy to get lost. So here … Read MoreRead More
Fire rainbow

Getting to 15%: How to determine the best investment vehicles

I believe that the optimal target when saving for retirement is to put away 15% of your income. Potentially more, but certainly not less. Here’s why. Getting to the point where you’re ready to put down 15% is hard. You … Read MoreRead More
Purple flower

How to open a savings account with Ally

(Note that I don’t receive any commissions for posts like this. This is just, like, my opinion, man. Nevertheless, please read my disclosure policy.) For the longest time, the standard for an online savings account was a bank called ING Direct. … Read MoreRead More
Network cables

Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017

After a while, you realize that conferences tend to have a lot of the same characteristics. They tend to have: Cavernous breakout rooms with uncomfortable chairs and a water pitcher by the door A wheeled table with coffee and tea … Read More

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