Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

Is it time for a Slow Shipping movement?

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I propose the creation of a Slow Shipping movement, like the Slow Food movement, to promote the pleasure of waiting for items to arrive. Have you heard of AliExpress? I hadn’t until recently. As far as I can tell, it’s … Read More … Read More

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Is it worth it now to buy Bitcoin?

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Despite the rise in price of Bitcoin, I urge caution against you trying to get rich quick, plus what you need to do before buying any crypto. Wow is Bitcoin trending in the news. First it was Bitcoin’s meteoric rise … Read More … Read More

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You’re not bad with money

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I don’t believe that anyone is truly “bad with money”. Instead there are other things at work, which thankfully can be addressed. When I speak with people about whether we’re a good fit for working together, some version of this … Read More … Read More

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You need a budget, but do you need You Need A Budget?

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I review You Need a Budget (YNAB) after having tried it for the very first time, and offer my thoughts on the service. “What money apps do you recommend I use?” is a question I get a fair amount. It’s … Read More … Read More

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Why a $15 minimum wage isn’t enough

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While current political discussions in the U.S. involve whether to raise the $15 minimum wage, I argue that that doesn’t go far enough. I’ve been watching the recent political wrangling around the new federal economic relief bill. Looks like now … Read More … Read More

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You can’t pay off your debt until you do this first

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If you’re trying to pay off debt without making sure that you’ve done all the necessary work first, you’ll never make any progress. Debt looms large in our financial thoughts. For example, in a list of 50 hashtags in the … Read More … Read More

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When a financial advisor won’t talk to you, I will.

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Financial advisors typically won’t work with those who may not have a lot of assets. In contrast, a financial coach can work with anymore. If a client needs a financial advisor, I will do my best to refer them on. … Read More … Read More

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Why I no longer do pro bono coaching

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While in a perfect world I would offer my services pro bono, charging for money coaching will more likely ensure your own success. I recently had someone reach out to me and, in effect, ask me to justify my rates. … Read More … Read More

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Why you could benefit from a spending reset

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It’s easy to spend based on emotions or with a lack of intention, so a spending reset can help you reconnect with what’s important to you. I’ve done some fun experiments with money over the years. I’m thinking most specifically … Read More … Read More

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Why it’s time to stop your scarcity mindset

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The scarcity mindset is related not only to personal dissatisfaction but also to societal wealth inequality, so it’s time to put an end to it. As time goes on, I become less interested in the things that save you $5 … Read More … Read More

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