S&P 500

Are you too late for the gold rush?

The price of gold hit $5,000 an ounce recently, a remarkable rise in price. Was it foolish to sit this rally out? I recently watched a Dave Ramsey video from 2023, where a caller asks whether he should put some … Read MoreRead More

Is socially responsible investing worthwhile?

You may wish to invest your money in line with your values, but what are the costs to socially responsible investing? … Read More

The data is in: You can’t beat the market

I look at S&P SPIVA scorecards for mutual funds, which confirm what we already knew about investing: that you can’t beat the market. Note: I’m not a financial advisor. I don’t offer financial (or legal) advice. My job is to … Read MoreRead More

Why do we care about the stock market’s daily moves?

There is no practical reason for most people to follow the up and down moves of the stock market, and plenty of reason to ignore all of it. I listen to NPR a fair amount, mostly when I’m in the … Read MoreRead More

Don’t plan for a 12% return (but earn it anyway)

  WARNING: This post contains math. How much return do you expect to make on your stock market investments? (Don’t say zero.) There are those who will say that you can expect to earn a 12% return on your investments … Read MoreRead More