Roth IRA

Can you withdraw money early from your 401(k) or IRA?

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Many people don’t know that you can make early withdrawals from your retirement accounts like your 401(k) and IRA. But should you? … Read More

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Should you contribute to a Traditional IRA or Roth IRA?

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There are two types of IRAs (Individual Retirement Arrangements): Traditional and Roth. Which one is right for you? … Read More

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You’re never too young (or too old) for a Roth IRA

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No matter what your age is, young or old, there is always a benefit to opening (and funding) a Roth IRA if you’re able. Back in the days when I worked retail, I had a coworker who was of a … Read More … Read More

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It’s not enough to deposit money in your investment accounts

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If you just deposit money in your investment account’s settlement fund and stop there, it could cost you hundreds of thousands of dollars. … Read More

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Simple millionaire steps: Max out your Roth IRA

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The simplest and most flexible way to build millionaire-level investment wealth is through the Roth IRA. If you can max it out, you should. … Read More

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Roth, IRA, 401(k), oh my! How to figure out where to put your investment money

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If you’re confused about where to put your investments and in what order, I break it down to a simple order. … Read More

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You can still save for retirement after you’ve retired

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If your circumstances permit it, you can continue to save for your future for many years after your retirement. We tend to think of retirement as an event. One day you are working, and boom, the next day, you’re retired. … Read More … Read More

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If you were automatically enrolled in an IRA, would you opt-out?

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A look at the state-run auto-IRA plans and whether they are a net benefit for employees who don’t have (or utilize) other retirement options. Not everyone has access to a workplace-retirement account like a 401(k). A few years ago, I … Read More … Read More

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The Roth IRA danger zone (part 4): How to withdraw an excess contribution at Vanguard

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After having decided to remove my Roth IRA excess contribution, I went through the process at Vanguard for making it happen. More posts in this series: The Roth IRA danger zone (part 1): What to do when you almost make … Read More … Read More

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The Roth IRA danger zone (part 3): How I resolved an excess contribution

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With a number of different ways to resolve this problematic situation, here is how I dealt with an excess contribution to a Roth IRA. More posts in this series: The Roth IRA danger zone (part 1): What to do when … Read More … Read More

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