investment

Is there an alternative? Stocks, inflation, and where to put your money now

With inflation and rising interest rates, some say that there are better places to put your money than stocks. I’m skeptical. … Read More

Simple millionaire steps: Max out your Roth IRA

The simplest and most flexible way to build millionaire-level investment wealth is through the Roth IRA. If you can max it out, you should. … Read More

Roth, IRA, 401(k), oh my! How to figure out where to put your investment money

If you’re confused about where to put your investments and in what order, I break it down to a simple order. … Read More

The data is in: You can’t beat the market

I look at S&P SPIVA scorecards for mutual funds, which confirm what we already knew about investing: that you can’t beat the market. Note: I’m not a financial advisor. I don’t offer financial (or legal) advice. My job is to … Read MoreRead More

More earnings than contributions: your next retirement tipping point

I finally achieve the point in my retirement savings where I have more earnings than I do contributions, and I talk about what this means. I started my first Roth IRA when I was two years out of college. At … Read MoreRead More

Robot

Why not use a robo-advisor?

So as I mentioned in my last post, my day job started offering a 401(k) recently. Finally! It’s been very relieving, as it allows me to put more tax-advantaged money away for retirement, which, as you might imagine, is pretty … Read MoreRead More

Train track junctions

6 example ways to invest your 15%

Save 15% for retirement. You’ve heard it all before. And now you know how you determine how to determine which investment vehicles comprise that 15%. But with so many different options and scenarios, it’s easy to get lost. So here … Read MoreRead More

Fire rainbow

Getting to 15%: How to determine the best investment vehicles

I believe that the optimal target when saving for retirement is to put away 15% of your income. Potentially more, but certainly not less. Here’s why. Getting to the point where you’re ready to put down 15% is hard. You … Read MoreRead More

Balanced rocks

Am I making a mistake by not rebalancing my portfolio?

I believe that investing is a crucial step in your plan to become financially secure. So I recommend putting as much as you can into an investment portfolio like a 401(k) at work, or (especially) a Roth IRA that you … Read MoreRead More

Roulette wheel

Where do you put short-term savings?

I was asked this question recently: “I have about $10,000 that I don’t need to touch for a while, and I was thinking of investing it so I could make the most of it. Where do you recommend I put … Read MoreRead More