The top posts of the year on Empathic Finance, including both my favorites and the ones readers viewed most. At the beginning of this year, I made a big change to this site. After six years of blogging on a … Read More … Read More
When your budget has you run low on money at the end of the month, the upside is that it feels all the better when the new month begins. Wow, this last month was tight. I pretty much spent all … Read More … Read More
When partners wish to share finances without going all-in, there is more than one way to set up both individual and joint accounts to maximize everyone’s feelings of autonomy and connection. I believe that there are four main ways that … Read More … Read More
As you build wealth, the reasons to use credit cards fall away even more. Recently I wrote about my own revelation that, while I love collecting (and using!) frequent flyer miles, eventually, with my own financial goals in place, I … Read More … Read More
What the impact on wealth accumulation has on playing the frequent flyer mile game. I’ve been collecting frequent flyer miles for years now. I started collecting US Airways miles almost 20 years ago, but the idea that I would somehow … Read More … Read More
Once you’re out of debt, you’re ready to start saving for retirement. (Before you’re out of debt, you’re probably better off just focusing on that, though I think an exception is fair for extremely large debts like mortgages). A good … Read More … Read More
Respect to all the freelancers, DIYers, and people out there without a steady paycheck. Also, your life is, shall we say, more complicated. With irregular income comes anxiety. How much will you make this month? Will it be more or … Read More … Read More
So we talked last time about the problems with being on the threshold of the Roth IRA income limits. If you make way too much or way too little, then you know where you stand in terms of being able … Read More … Read More
A Roth IRA is awesome. There are lots of reasons, but the main one is that your money can grow and be withdrawn tax-free. So whatever you have in your account, that’s yours. Got a hundred grand? You’ve got a … Read More … Read More
Some people cut up their credit cards. Some people have them but keep them in a drawer. Some people may use them, but pay them off at the end of the month. I can see arguments for all of these, … Read More … Read More
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