Decisions

Here are the times when I use a credit card

Once of the very first posts on this site was called “How credit cards are like alcohol“. In it, I stated that I didn’t believe that there was anything inherently bad about credit cards, but only that some people can … Read MoreRead More

You can save more (and not have it hurt)

I’m a big fan of Ramit Sethi. (He’s the “I will teach you to be rich” guy.) I bought his Advanced Personal Finance course, and I don’t buy personal finance courses often. (I still do plan on reviewing that product here.) … Read MoreRead More

When you’re asked to buy a protection plan, do this instead

I have a pretty nice laptop. It was bought for me as part of my previous job, and when I left, I negotiated to be able to take it with me. Along with ownership of the laptop came the warranty, … Read MoreRead More

Should you do your own taxes?

I remember being a kid and watch my dad do the family’s taxes. I remember our dining room table covered and overflowing with various papers and documents. It seemed like he was there for weeks. In the U.S., assuming that … Read MoreRead More

Night window

It’s time for new beginnings (and uncertainty). Are you ready?

“We overestimate what we can accomplish in a day, and underestimate what we can accomplish in a year.” That’s one of my favorite quotes about time and productivity. And it has certainly played out over and over. Here it is … Read More

Stockberg panorama

Year in review 2018: Your top 10 favorite posts

It’s the end of the year, and I’m recapping the best posts on this site for 2018, as I do every year. In my last post, I recapped my favorite posts of the year. But today, I’m recapping the most-viewed … Read More

Gems

Year in review 2018: My top 10 favorite posts

Happy end of the year! It’s that time when I take a little bit of time off from my standard posting schedule and instead have a recap of the best posts of the year, as determined in two ways: the … Read More

Calendar card

If you don’t want to do it now, schedule a time to do it later

I think a lot about resistance. There is so much that we know we should be doing and figuring out, so many important conversations that we need to have…and we really really really don’t want to do any of it. … Read MoreRead More

Old United truck

I let my United miles expire. Should I buy them back?

Somewhere, someone at United Airlines is smiling. Frequent flyer mile expiration is an easy way for an airline to make more money. It’s a “currency” that the airline owns. They control how you use it, and if you don’t keep … Read MoreRead More