Once of the very first posts on this site was called “How credit cards are like alcohol“. In it, I stated that I didn’t believe that there was anything inherently bad about credit cards, but only that some people can … Read More … Read More
Decisions

My debit card got hacked!
I use a debit card for almost every single transaction that doesn’t involve cash. I just believe that using credit cards for every day spend is a bad move, for reasons I’ve mentioned before. There is, however, a contingency that … Read More … Read More

You can save more (and not have it hurt)
I’m a big fan of Ramit Sethi. (He’s the “I will teach you to be rich” guy.) I bought his Advanced Personal Finance course, and I don’t buy personal finance courses often. (I still do plan on reviewing that product here.) … Read More … Read More

When you’re asked to buy a protection plan, do this instead
I have a pretty nice laptop. It was bought for me as part of my previous job, and when I left, I negotiated to be able to take it with me. Along with ownership of the laptop came the warranty, … Read More … Read More

Should you do your own taxes?

It’s time for new beginnings (and uncertainty). Are you ready?
“We overestimate what we can accomplish in a day, and underestimate what we can accomplish in a year.” That’s one of my favorite quotes about time and productivity. And it has certainly played out over and over. Here it is … Read More

Year in review 2018: Your top 10 favorite posts
It’s the end of the year, and I’m recapping the best posts on this site for 2018, as I do every year. In my last post, I recapped my favorite posts of the year. But today, I’m recapping the most-viewed … Read More

Year in review 2018: My top 10 favorite posts
Happy end of the year! It’s that time when I take a little bit of time off from my standard posting schedule and instead have a recap of the best posts of the year, as determined in two ways: the … Read More

If you don’t want to do it now, schedule a time to do it later

I let my United miles expire. Should I buy them back?
Somewhere, someone at United Airlines is smiling. Frequent flyer mile expiration is an easy way for an airline to make more money. It’s a “currency” that the airline owns. They control how you use it, and if you don’t keep … Read More … Read More