Knowing when to claim Social Security is complicated, but when you’re married and planning with your spouse, the calculation becomes harder. Please read my Disclosure Policy. Nothing here should be construed as financial advice. Please work with a professional before … Read More … Read More
Awareness
What King’s Quest taught me about financial wellness
I try to find some financial lessons from the King’s Quest adventure games from Sierra On-Line, and also plug an album containing my music. … Read More
The “SAVE” plan in peril: Why you can’t bank on student loan forgiveness
The SAVE plan, which would have reduced or eliminated debt payments for student loan borrowers is put on hold indefinitely. … Read More
There is no shame in filing for unemployment (or other benefits)
We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More
Self-care is not doom spending
Self-care is an important part of life, and it’s okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More
Are you doom spending?
A phrase, doom spending (or doomspending) gets to the heart of the hopelessness people face about their finances and their future. … Read More
Was the 401(k) a mistake?
The 401(k) is the best option that most people have for saving for retirement. But its introduction may have been a mistake. … Read More
What to do if your information is found on the dark web
How to keep yourself safe in the hyperbolic world of credit alerts and potential dangers, specifically surrounding the dark web. … Read More
Why isn’t every financial professional a fiduciary?
As new laws strengthen rules on being a fiduciary and acting in a client’s best interest, it’s harder to justify working with anyone else. … Read More
How much math skills do you need to be good with money?
Fear or distaste for math doesn’t need to prevent you from being good with money, because you don’t need that much in the way of math skills. … Read More