Awareness

The weirdness of checks

Posted by on | Featured

I was recently in a food hall, one of those ones compiled by a real estate development company to give the illusion of a grass-roots, DIY, small-business-friendly establishment. Anyway, one of the more “hip” stalls had a sign by the … Read More … Read More

Tags: ,

The bridge: What you need when you retire early

Posted by on | Featured

One of my life’s goals is to become financially independent. This means that I won’t need to rely on work to earn an income. (Yeah, it would be nice if we as a society could move to something approximating universal … Read More … Read More

Tags:

What happens when you don’t track your spending on vacation

Posted by on | Featured

I love traveling. I love seeing new places, or even old places with a new eye. And vacations, those limited periods of time when we uproot our normal routines, are most often when we experience travel. While vacations are salutary, … Read More … Read More

Tags: ,

When to create a savings bucket

Posted by on | Featured

A bucket is my term for a savings account, used for either one-time or ongoing purchases. It’s certainly not a standard financial term. I don’t see it used much on personal finance sites. But the analogy should be clear enough. … Read More … Read More

Tags: ,

Is there a limit to how much you can earn?

Posted by on | Featured

I want to talk more about this enigmatic quote from personal finance and I-will-teach-you-to-be-rich guy Ramit Sethi: There’s a limit to how much you can cut. But no limit to how much you can earn. Ramit Sethi I talked about … Read More … Read More

Tags: ,

Why having a million dollars might still not make you a millionaire

Posted by on | Featured

I’ve long talked about the necessity of being a millionaire. We all pretty much need to be at least a millionaire, give or take, if we want to have a comfortable retirement, because it’s only in that way that we … Read More … Read More

Tags: ,

How that new tax law is working out for you

Posted by on | Featured

Last year, I talked about the new tax bill, albeit reluctantly. I don’t like to wade too much into political realities, especially now. I think that what we all need more than anything right now is empathy, which includes a … Read More … Read More

Tags: ,

Make your bills less lumpy

Posted by on | Featured

There is a difference between bills and expenses. A lot of people who talk about personal finance don’t distinguish between them. They say it’s all your “outgo” or just “what you spend money on”. But a car insurance payment is … Read More … Read More

Tags: , ,
Book store

How to learn your money story

Posted by on | Featured

You have a story you tell yourself about your relationship to money, and becoming aware of this money story is the first step to changing it. Our finances are such an everyday part of life that we may not feel … Read More … Read More

Tags: , ,